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Poor Pinoy Investor – A Practical Money Guide for Filipinos

From Budgeting to Investing, Explained in Simple Terms

Poor Pinoy Investor – A Practical Money Guide for Filipinos

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    • Pag-IBIG MP2
      • How to pay Pag-IBIG MP2 contribution using GoTyme
      • How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)
      • How to Claim Pag-IBIG MP2 Upon Maturity: A Simple Guide
      • How to Pay Pag-IBIG MP2 Using GCash (2026 Updated + Troubleshooting Tips)
      • How to Check Your Pag-IBIG MP2 Information via the eGovPH App
      • How to Pay Pag-IBIG MP2 Using a Credit Card via Bayad.com
      • How to pay Pag-IBIG MP2 contribution through BPI
      • How to Create a Pag-IBIG MP2 Account Online (Step-by-Step Guide)
      • Pag-IBIG MP2 FAQs: Investment Limits, Dividends, Withdrawals (2026 Guide)
      • Online Ways to Pay Your Modified Pag-IBIG 2 (MP2) Savings Program Contributions (Complete Guide)
      • Early Withdrawal from Pag-IBIG MP2: When and How to Do It
      • How to Pay Pag-IBIG MP2 Using Maribank: Complete Step-by-Step Guide
    • Other Pag-IBIG
      • Pag-IBIG Virtual Account Locked? Here’s How to Recover It
      • How to Check Your Pag‑IBIG Contributions Online (2026 Update)
      • Pag-IBIG Record Consolidation & Merging: Complete 2026 Guide
      • How to Update Beneficiaries in Pag-IBIG
      • How to Check Your Pag-IBIG Loan Status Online
      • How to Pay Down Your Pag-IBIG Housing Loan Faster (The Right Way to Pay to Principal)
  • SSS
    • SSS Consolidation and Restructuring: How to Fix Unpaid Loans
    • How to File an SSS Salary Loan in 2025: Step-by-Step Guide for Employed, Voluntary, and OFW Members
    • How to Pay SSS WISP Plus contribution via GCash
    • How to pay WISP Plus contributions via the SSS Portal
    • How to Pay SSS WISP Plus contribution via GrabPay
    • How to pay SSS WISP Plus contribution using a credit card
    • How to Pay Your SSS Pension Booster (WISP Plus) Contributions via GCash
    • How to Check Your SSS Contributions Online (Step-by-Step Guide)
  • Tutorials
    • Stocks, Mutual Funds, Bonds
      • How to Open a PERA by ATRAM Account in the Philippines
      • What is UITF in the Philippines? A Beginner’s Guide
      • How to Start Investing in the Stock Market (Beginner-Friendly Guide)
      • Mutual Funds in the Philippines: A Beginner’s Guide
      • ATRAM Global Technology Feeder Fund: A Guide for Filipino Investors
      • ATRAM Global Consumer Trends Feeder Fund: A Beginner’s Guide
      • How to Invest in Real Estate Investment Trusts (REITs) in the Philippines
      • Dividend Investing: How to Earn Passive Income from Stocks
      • How to Open a COL Financial Account (Step-by-Step for Beginners)
      • What Are ETFs? A Beginner’s Guide to Exchange-Traded Funds
      • AREIT (Ayala Land REIT): A Beginner’s Guide for Filipino Investors
      • Your Introductory Guide to ALFM Global Multi-Asset Income Fund on GInvest
      • How to Invest in ALFM Global Multi-Asset Income Fund via GCash
      • How to Buy Retail Treasury Bonds (RTBs) Using BPI (Online, App, and Branch Guide)
    • Digital Banks, eWallets, Cryptocurrency
      • Cash into GCash for free
      • How to Cash In to GCash for Free Using the BPI Vybe App
      • GoCrypto by GoTyme: A Beginner’s Guide to Buying and Selling Crypto in the Philippines
      • How to apply for BPI’s Credit-to-Cash facility
      • How to Open a GCash International Wallet (Without a Philippine SIM)
      • How to redeem Go Rewards in GoTyme
    • Others
      • How to Open a Cooperative Savings Account in the Philippines
      • How to Build a Diversified Investment Portfolio (Even as a Beginner)
      • How to Compute Your 13th Month Pay in the Philippines
      • How to Download, Install, and Register on the eGovPH App
      • eGovPH App: Your Guide to Accessing Philippine Government Services Online
      • How to Create a Bayad.com Account: Step-by-Step Guide
      • Beginner’s Guide to Real Estate Investing in the Philippines
      • How to Earn Cashback with ShopBack Philippines (2026 Updated Guide)
      • How to Check Your Home Development Mutual Fund (Philippines) Dividends Online (Step-by-Step Guide)
  • Online Calculators
    • Pag-IBIG MP2 Calculator
    • SSS Pension Calculator: Estimate Your Monthly Pension and Pension Booster
    • Retail Treasury Bond Calculator (Philippines): Compute Your RTB Earnings Easily
  • Online Forms
    • Pag‑IBIG Forms You Need (2025 Guide): Commonly Used Documents and Where to Download Them
    • SSS Forms Download Guide (Updated 2025)

Category Archives: Pag-IBIG MP2

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Pag-IBIG Now Allows Members to Loan Up to 90% of Their Savings

Posted on July 19, 2025 by Kuya Well
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If you’re planning to take out a loan from Pag-IBIG soon, here’s some good news: Pag-IBIG has raised the loanable amount for its Multi-Purpose Loan (MPL) program from 80% to 90% of your total savings. That means you can now … Continue reading →

Posted in Pag-IBIG MP2 | Tagged Multi-Purpose Loan, Pag-IBIG 2025, Pag-IBIG Loan | Leave a reply

2024 MP2 Dividends have been credited

Posted on March 4, 2025 by Kuya Well
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Just a few days after the announcement of the 2024 dividend rates for both MP2 and Regular savings, Pag-IBIG has announced that the dividends have been credited. And I can confirm that it is indeed true. How to check if … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged MP2 dividends, Pag-IBIG | Leave a reply

2024 Pag-IBIG Dividend Rates for MP2 and Regular Savings

Posted on March 1, 2025 by Kuya Well
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Pag-IBIG recently announced the 2024 dividend rates for both MP2 and Regular Savings. What are the dividend rates for Regular Savings and MP2? The dividend rates for 2024 are 6.6% for Regular Savings and 7.1% for MP2. How does it … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged 2024 mp2 dividend rate, Pag-IBIG dividend rate | Leave a reply

Pag-IBIG MP2 2023 dividends not yet credited?

Posted on June 11, 2024 by Kuya Well
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It’s been almost 4 months since Pag-IBIG has announced the dividend rates for 2023. Have you received yours? Crediting of dividends is still ongoing I have 2 MP2 accounts and one of them has already reflected the dividends since March … Continue reading →

Posted in Pag-IBIG MP2 | Tagged MP2, MP2 dividends | Leave a reply

How to pay Pag-IBIG MP2 contribution using GoTyme

Posted on March 16, 2024 by Kuya Well
Reply

In the past, paying your Pag-IBIG MP2 contributions using a debit card or via bank will cost you 1.75% in fees. Nowadays, more banks are making it easier for you to pay your Pag-IBIG MP2 contributions with a low convenience … Continue reading →

Posted in Pag-IBIG MP2, Posts, Tutorials | Tagged bank payment, gotyme, MP2, Pag-IBIG MP2 | Leave a reply

2023 Pag-IBIG MP2 Dividends are now being credited

Posted on March 12, 2024 by Kuya Well
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It was only a few days ago when Pag-IBIG unveiled the dividend rate for 2023. And now, the dividends are being credited to members’ accounts. Pag-IBIG has also posted the same info on their Facebook page. Take note that it … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged MP2, MP2 dividends, Pag-IBIG, Pag-IBIG dividend rates | Leave a reply

2023 Pag-IBIG Dividend Rates for Regular Savings and MP2 are out

Posted on February 27, 2024 by Kuya Well
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Pag-IBIG Fund has just announced the latest dividend rate for both Pag-IBIG Regular Savings and MP2. Compared to last year’s announcement, Pag-IBIG announced it a month earlier than expected. What are the dividend rates for Regular Savings and MP2? The … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged 2023 Pag-IBIG dividend rate, dividend rate, MP2 | Leave a reply

How to pay Pag-IBIG MP2 contribution through BPI

Posted on February 25, 2024 by Kuya Well
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When paying MP2 contributions, I always recommend doing it via the Virtual Pag-IBIG website. However, let’s admit that paying MP2 contributions via debit/credit card will cost you a 1.75% convenience fee. So that’s a bit costly if you’re going to … Continue reading →

Posted in Pag-IBIG MP2, Posts, Tutorials | Tagged BPI, BPI egov, MP2, Pag-IBIG, Pag-IBIG MP2 | Leave a reply

Pag-IBIG Regular Savings Contributions to increase in 2024

Posted on December 10, 2023 by Kuya Well
Reply

Finally, the long-overdue increase in monthly contributions for Pag-IBIG Regular Savings will be implemented next year (2024), starting in January. How much is the increase? The increase will double the current contribution that members are paying monthly. This means that … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged Pag-IBIG, Pag-IBIG Regular Savings | Leave a reply

Pag-IBIG MP2: is it for everyone?

Posted on September 22, 2023 by Kuya Well
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The eligibility requirement to enroll in Pag-IBIG MP2 is broken down into 3: Maximum age limit I am a Senior Citizen, can I still invest in MP2? I’ve seen this question a lot of times in a Facebook group of … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged MP2, Pag-IBIG | Leave a reply

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