Cryptocurrency has been making waves in the Philippines, and several platforms have emerged to make buying and selling crypto easier. One of the newer players in the market is GoCrypto, a service offered by GoTyme Bank. Whether you’re a first-time … Continue reading
The Philippine crypto space was shaken recently after reports confirmed that the National Telecommunications Commission (NTC) ordered local internet service providers to block access to multiple cryptocurrency exchanges. Some of the platforms affected are globally recognized exchanges used by millions … Continue reading
When choosing where to place excess cash, many Filipinos end up deciding between Maya Savings and Pag-IBIG MP2. At first glance, Maya looks more attractive because of its high advertised interest rate. MP2, on the other hand, does not promise … Continue reading
If you’re investing in Pag-IBIG MP2, one of the easiest ways to make your contributions is through GCash. No need to visit payment centers or banks—everything can be done with just your phone. In this updated 2025 guide, I’ll walk … Continue reading
The Pag-IBIG MP2 (Modified Pag-IBIG 2) Savings Program is one of the most popular investment options for Filipinos looking for safe, government-backed, and higher-than-bank interest returns.This updated FAQ includes the latest dividend rates, how to invest, how to pay, and … Continue reading
Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading
Why You Might Need Pag‑IBIG Consolidation or Merging If your Pag‑IBIG Virtual account doesn’t show all your contributions—maybe because of multiple employers, job changes, or having more than one MID number—you’ll need to request a record consolidation or merging. This … Continue reading
Just a few days after the announcement of the 2024 dividend rates for both MP2 and Regular savings, Pag-IBIG has announced that the dividends have been credited. And I can confirm that it is indeed true. How to check if … Continue reading
Pag-IBIG recently announced the 2024 dividend rates for both MP2 and Regular Savings. What are the dividend rates for Regular Savings and MP2? The dividend rates for 2024 are 6.6% for Regular Savings and 7.1% for MP2. How does it … Continue reading
You might have noticed that the actual amount charged to your card is more than the expected amount when you book via Agoda. That’s because Agoda charges a 5% currency exchange fee if the currency you used when paying for … Continue reading