The idea of a “black card” has always been associated with exclusivity, high income requirements, and elite perks. Maya is changing that narrative with the Maya Black Credit Card—a digital-first, premium-looking credit card that promises rewards, travel perks, and app-based … Continue reading
Category Archives: Posts
Pag-IBIG Record Consolidation & Merging: Complete 2026 Guide
If you have multiple Pag-IBIG Member ID (MID) numbers or missing contribution records due to job changes, old employers, or registration issues, you may need to request a Pag-IBIG record consolidation or merging. Pag-IBIG consolidation ensures that all your contributions, … Continue reading
How to Pay Pag-IBIG MP2 Using GCash (2026 Updated + Troubleshooting Tips)
Paying your Pag-IBIG MP2 contributions on time is super important if you want to maximize your savings and earn those dividends. Good news: you don’t have to line up at a branch anymore! With digital wallets like GCash, you can … Continue reading
GoCrypto by GoTyme: A Beginner’s Guide to Buying and Selling Crypto in the Philippines
Cryptocurrency has been making waves in the Philippines, and several platforms have emerged to make buying and selling crypto easier. One of the newer players in the market is GoCrypto, a service offered by GoTyme Bank. Whether you’re a first-time … Continue reading
NTC Blocks Multiple Crypto Exchanges in the Philippines: What Investors Need to Know
The Philippine crypto space was shaken recently after reports confirmed that the National Telecommunications Commission (NTC) ordered local internet service providers to block access to multiple cryptocurrency exchanges. Some of the platforms affected are globally recognized exchanges used by millions … Continue reading
Maya Savings vs MP2: Which Is Better for Filipinos?
When choosing where to place excess cash, many Filipinos end up deciding between Maya Savings and Pag-IBIG MP2. At first glance, Maya looks more attractive because of its high advertised interest rate. MP2, on the other hand, does not promise … Continue reading
Pag-IBIG MP2 Savings FAQs (Updated 2025)
The Pag-IBIG MP2 (Modified Pag-IBIG 2) Savings Program is one of the most popular investment options for Filipinos looking for safe, government-backed, and higher-than-bank interest returns.This updated FAQ includes the latest dividend rates, how to invest, how to pay, and … Continue reading
SSS Now Accepting Calamity Loan Applications for Affected Areas in 2025
Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading
2024 MP2 Dividends have been credited
Just a few days after the announcement of the 2024 dividend rates for both MP2 and Regular savings, Pag-IBIG has announced that the dividends have been credited. And I can confirm that it is indeed true. How to check if … Continue reading
2024 Pag-IBIG Dividend Rates for MP2 and Regular Savings
Pag-IBIG recently announced the 2024 dividend rates for both MP2 and Regular Savings. What are the dividend rates for Regular Savings and MP2? The dividend rates for 2024 are 6.6% for Regular Savings and 7.1% for MP2. How does it … Continue reading