Aug 4 The CIMB promo campaign that was introduced in July has been extended until August 31, 2023. July 3 CIMB’s previous promo, including the 12% Introductory Rate for new customers, has ended. But don’t worry, they have a new … Continue reading
Category Archives: Posts
Portfolio Discussion: QQQ (Nasdaq-100 Index ETF)
One of the three ETFs that I’m currently holding is QQQ. And if you’re curious as to what it is and why I’m investing in it, read further. What is QQQ? QQQ is an ETF that mirrors the performance of … Continue reading
Which one’s better: investing in Maya Savings or MP2?
With digital banks offering high-interest returns nowadays, one would think, should we just put our money in digital banks rather than invest in stocks, mutual funds, or even MP2? Maya Savings has captured the attention of many due to its … Continue reading
Latest Seabank Interest Rate Adjustment
Seabank just announced yesterday that they’re adjusting their interest rate from 5% per annum down to a 4.5% p.a. interest rate. What does this mean? Deposits/balances of up to 250K will earn a 4.5% per annum interest rate while balances … Continue reading
Poor Pinoy Investor US Stock Portfolio Update (July 2023)
It’s that time of the month again wherein your Poor Pinoy Investor reveals his current stock portfolio. This isn’t to brag, but rather to be transparent and remain true to the actual purpose of this blog: share investing experience that … Continue reading
Quick FAQS: Pag-IBIG MP2 in a nutshell
I’m a member of a certain Facebook MP2 sharing group and I’ve seen a lot of similar questions being raised so I’ve decided to create this post. Hopefully, this helps you out if you’re in a similar boat and have … Continue reading
BTID strategy: a Better Investment and Insurance Approach
In a previous post, I mentioned that I’m not a proponent of Variable Life Insurance (VUL). I am pro-insurance though for those who actually need it. You might ask: “If you don’t recommend VUL but advise breadwinners to invest and … Continue reading
Poor Pinoy Investor US Stock Portfolio Update (June 2023)
My US Stock portfolio for the month of May ended up in RED but the good thing is it’s just down by -0.52%. However, my portfolio is up by 7.67% between January to May. And if we add the first … Continue reading
Latest changes to Maya Savings’ Interest Rates (June 2023)
It’s the time of the month again when Maya announces the changes to the interest rates of their savings. What are the changes to Maya Savings’ interest rates? The base interest rate is now down to 3.5% per annum From … Continue reading
Dollar-Cost Averaging: Boring but Practical Approach to Investing
Let’s admit it, Dollar-Cost Averaging (DCA) or Peso-Cost Averaging (PCA) is boring. However, it’s the most straightforward and practical approach when investing. With this strategy, you don’t have to worry about the ups and downs of the market nor do … Continue reading