So your MP2 savings has finally matured after five years—congrats!
Hindi biro ang mag-ipon consistently, and now it’s time to claim your earnings.

If you’re wondering “Paano ko makukuha ang MP2 ko?” — don’t worry, I’ll walk you through the process. Whether you chose annual dividend payout or compounding interest, here’s how to withdraw your Pag-IBIG MP2 savings smoothly.

When Can You Withdraw MP2?

Your MP2 savings matures exactly 5 years from your first remittance. After that, you can already withdraw the full amount, including dividends.

Example: If you started saving on July 2020, your MP2 matures July 2025.

Pag-IBIG will not automatically send your money—you’ll need to file a claim.

Requirements for Withdrawing MP2 Savings

To file your MP2 claim, prepare the following:

• Valid ID (any government-issued ID)
• Pag-IBIG Loyalty Card Plus or your Pag-IBIG MID number
• MP2 account number
• Bank account details (if you want the proceeds credited to your account)
• Completed Claim Form (from Pag-IBIG)

Optional:

• Passbook copy (if applicable)
• Certificate of Separation or Retirement (if withdrawing early due to special reasons)

Where to File Your MP2 Claim

You have 3 options to file for withdrawal:

1. Over-the-Counter (OTC) at a Pag-IBIG Branch

• Visit your nearest Pag-IBIG branch
• Bring all the required documents
• Fill out the MP2 Claim Form
• You’ll be given a Claim Stub and advised when to expect the release (usually within 1–2 weeks)

Tip: Mas mabilis kung maaga kang pupunta. Walk-ins are usually allowed, but it’s safer to book an appointment via Virtual Pag-IBIG.

2. Online via Virtual Pag-IBIG

If you don’t want to go to a branch:

1. Go to Virtual Pag-IBIG fund website
2. Choose “Claim Pag-IBIG Savings”, then click “MP2 Savings Maturity“
3. Fill out the form and upload scanned copies of your documents
4. Proceed with the steps provided
5. Wait for email confirmation and further instructions

Some members report that email follow-ups help if processing takes longer than usual.

3. Via Employer (for government or corporate Pag-IBIG partners)

Some employers facilitate MP2 claims for retiring employees. You’ll still need to submit a claim form, but the HR department handles the coordination with Pag-IBIG.

How Will You Receive the MP2 Proceeds?

You can receive your MP2 maturity proceeds via:

• Check (Claimed at the branch)
• Bank Deposit (to your nominated account)
• Loyalty Card Plus (if linked to UnionBank or LANDBANK)

Note: Make sure your name matches the name registered with Pag-IBIG to avoid delays.

Can You Rollover Your MP2?

Yes! If you want to reinvest your matured MP2 funds, you can:

1. Open a new MP2 account
2. Use your full proceeds to start the next 5-year cycle

Just indicate this in the form, or inform the staff when filing.

Final Tips

• Check your maturity date through your MP2 Certificate or payment history
• If dividends were compounded, your total will be higher than your savings
• Pag-IBIG may send a text or email notification if they have your updated contact info
• No taxes, no fees—your full amount will be released!

In Summary

Withdrawing your MP2 is straightforward once your account matures. Whether you do it online or in person, just make sure to bring your requirements and choose your preferred disbursement method.

After all, this is your reward for saving consistently. Kaya kung may plano ka nang pag-gamitan sa naipon mo—go for it! And if you’re thinking of reinvesting, why not open another MP2 account right away?