URGENT: Pag-IBIG and SSS Now Accepting Calamity Loan Applications (2025 Typhoon Advisory)

Kung apektado ka ng Typhoon Crising o ng malalakas na habagat sa inyong lugar, this is for you.Both Pag-IBIG Fund and SSS have officially announced that their Calamity Loan Programs are now open for members living in areas declared under … Continue reading

How to File a Calamity Loan on SSS (2025 Step-by-Step Guide)

If you were affected by a recent typhoon, earthquake, or other natural disaster, SSS offers a Calamity Assistance Program para matulungan kang makabangon financially. In this guide, I’ll walk you through how to file a calamity loan on SSS, who … Continue reading

How to File a Calamity Loan on Pag‑IBIG (2025 Updated Guide)

Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading

20% Tax on Interest Income Philippines (2025): What Savers Need to Know

Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading

How to Apply for a Pag-IBIG Multi-Purpose Loan (MPL) – A Simple Guide for Every Juan

Kung gipit sa budget, may biglaang gastos, o gusto mong magdagdag puhunan para sa small biz mo—Pag-IBIG’s Multi-Purpose Loan (MPL) can help you breathe a little easier. And guess what? Starting May 16, 2025, Pag-IBIG made the MPL even more … Continue reading

Pag-IBIG Now Allows Members to Loan Up to 90% of Their Savings

If you’re planning to take out a loan from Pag-IBIG soon, here’s some good news: Pag-IBIG has raised the loanable amount for its Multi-Purpose Loan (MPL) program from 80% to 90% of your total savings. That means you can now … Continue reading

UPDATE: GoTyme Go Save Interest Rate Now at 3.5% p.a. (Effective March 1, 2025)

Heads-up, savers! Starting March 1, 2025, GoTyme Bank officially set the Go Save interest rate to 3.5% per annum, credited monthly. The interest is subject to the standard 20% withholding tax. What changed? This change was confirmed in their app’s … Continue reading

2024 Pag-IBIG Dividend Rates for MP2 and Regular Savings

Pag-IBIG recently announced the 2024 dividend rates for both MP2 and Regular Savings. What are the dividend rates for Regular Savings and MP2? The dividend rates for 2024 are 6.6% for Regular Savings and 7.1% for MP2. How does it … Continue reading