Tag Archives: MP2 returns

Should You Borrow Money to Invest in Pag-IBIG MP2? A Real-World Comparison

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A lot of Filipinos wonder if they should take out a bank loan at a low monthly rate—like 0.39%—and immediately invest the full amount as a lump sum in Pag-IBIG MP2. On paper, it looks tempting: borrow a big amount, … Continue reading →

Pag-IBIG MP2 Lump Sum vs Monthly: Which One Gives Better Returns?

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Pag-IBIG MP2 has become one of the most popular government savings programs in the Philippines—and for good reason. With higher dividend rates compared to regular savings, it’s no wonder more Filipinos are asking: What’s the best way to invest in … Continue reading →