When investing in Pag-IBIG MP2, one of the key decisions you need to make is how to receive your dividends. MP2 offers two options: annual dividend payout or compounding until the 5-year maturity. Which is better for your goals? Let’s … Continue reading
A lot of Filipinos wonder if they should take out a bank loan at a low monthly rate—like 0.39%—and immediately invest the full amount as a lump sum in Pag-IBIG MP2. On paper, it looks tempting: borrow a big amount, … Continue reading
Pwede bang i-withdraw agad ang MP2 savings bago ito mag-mature? Yes—pero may mga certain conditions at limitations. The MP2 Savings Program is designed for 5-year maturity, but Pag-IBIG allows early withdrawal in specific situations. So kung kailangan mo ng funds … Continue reading
If you’re planning to invest in Pag-IBIG—whether through Regular Savings, MP2, or Modified Regular Savings (MRS)—one of the first things you should look at is the dividend history. Pag-IBIG is unique because it consistently publishes its annual dividend rates, allowing … Continue reading
Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading
If you’re an OFW looking for a safe and high-yield investment in the Philippines, the Pag-IBIG MP2 Savings Program is one of your best options. It’s government-backed, tax-free, and has been giving solid annual dividends — often higher than most … Continue reading
Retirement—it’s something many Filipinos dream about but rarely plan for. We often say “Bahala na si Batman” when it comes to our future, but the truth is, financial freedom after your working years doesn’t happen by accident. So, how much … Continue reading
If there’s one secret that separates consistent investors from risky gamblers, it’s diversification. You’ve probably heard the saying, “Don’t put all your eggs in one basket.” That’s exactly what diversification means — spreading your investments across different assets so you … Continue reading
Building wealth doesn’t happen overnight — it’s a journey that changes depending on where you are in life.A 25-year-old shouldn’t invest the same way as someone in their 50s. Your goals, risk tolerance, and time horizon evolve with age, so … Continue reading
For many Filipinos, the dream is to have tulog ka na, kumikita ka pa. That’s exactly what dividend income can do for you — it gives you regular cash flow without needing to work extra hours. But how does it … Continue reading