Marami sa atin ang gumagamit ng GCash, but let’s be honest—ang hassle ng cash-in fees minsan, ‘no? Especially kapag nagka-charge ng ₱15 sa InstaPay or may ibang hidden charges.
But don’t worry, here’s a smart way to cash in to GCash for free—by using ShopeePay and SeaBank.
Here’s the step-by-step guide.
Step 1: Cash In to ShopeePay
Open your Shopee app → tap ShopeePay
Tap Cash In
Then choose one of the linked bank accounts that allow free cash in:
- UnionBank
- BPI
- SeaBank
These options let you top up your ShopeePay wallet instantly and for free.
Cash in the amount you want to move to GCash.
⚠ Important: This hack only works if you’re using a linked bank account, not a credit card. Card top-ups may still incur fees.
Step 2: Transfer from ShopeePay to SeaBank
Once your ShopeePay wallet is loaded, go to:
ShopeePay Dashboard → Send Money → To Bank Account
Choose SeaBank, and enter your SeaBank account details.
✅ This transfer is free and real-time.
Step 3: Transfer from SeaBank to GCash
Open your SeaBank app → tap Transfer → choose GCash
Enter the amount and proceed.
✅ SeaBank offers 15 free InstaPay transfers per week to any bank or e-wallet—including GCash.
No delays, no extra charges.
Why This Hack Works
This is one of the most efficient workarounds to cash in to GCash without fees, especially if your primary bank doesn’t offer free InstaPay.
With this method, you’re:
- Using ShopeePay + SeaBank as a bridge
- Enjoying free transfers every step of the way
- Avoiding the ₱15 InstaPay or over-the-counter charges
Final Thoughts
If you’re tired of paying fees just to move your own money, this GCash free cash-in hack via ShopeePay and SeaBank is worth trying. It’s safe, quick, and best of all—walang bayad.
Just make sure you’re using a linked bank account, not a credit card.
And as always, I’ll update this article kung may bagong changes ulit si GCash or ShopeePay.