If you’re contributing to Pag-IBIG MP2, you might already know that paying via the Virtual Pag-IBIG website comes with a 1.75% credit card convenience fee. That can add up quickly if you’re making a large deposit.
Good news: Bayad.com (Bayad Online) allows you to pay your MP2 contributions using a credit card for a flat fee of around ₱22! That’s significantly cheaper than the Virtual Pag-IBIG method.
Here’s how to do it step by step.
Step 1: Go to Bayad Online
- Visit Bayad.com.
- Click “Government” and select HDMF (Pag-IBIG Fund).
Step 2: Select Pag-IBIG MP2 Payment
- Ensure Pag-IBIG Fund (HDMF) is the biller.
- Select Modified Pag-IBIG 2 as the payment type.
Step 3: Enter Your Details
- Provide your Pag-IBIG MID or MP2 account number.
- Enter the amount you want to pay.
- Double-check the details — incorrect info may delay posting to your account.
Step 4: Choose Credit Card as Payment Method
- Select Credit Card at checkout.
- The system will display a flat convenience fee (around ₱22).
- Enter your credit card details and confirm.
Step 5: Confirm and Keep Your Receipt
- Once payment is successful, download or screenshot your receipt.
- Your payment should reflect in your Pag-IBIG MP2 account within a few days.
💡 Tip: Use a credit card that offers rewards or cashback to make your MP2 payments even more rewarding.
Why Use Bayad.com for MP2 Payments?
- Low convenience fee – only ~₱22 instead of 1.75% on Virtual Pag-IBIG.
- Safe and convenient – payments are processed online with proper receipts.
- Earn rewards – credit card users can earn points or cashback.
- Accessible anytime – no need to visit a physical branch.
Important Notes
- The ₱22 fee is community-reported, not officially published by Bayad or Pag-IBIG. Always check the fee at checkout.
- Payments may take 1–3 business days to appear in your MP2 account.
- Keep your receipt in case of any delays or discrepancies.
Blogger’s Corner
Paying your Pag-IBIG MP2 contributions shouldn’t be costly or complicated. Using Bayad.com with a credit card is a practical way to save on fees, earn rewards, and ensure your contributions are credited without extra hassle.