When Filinvest REIT (FILRT) debuted in 2021, it marked Filinvest’s entry into the country’s growing real estate investment trust (REIT) market. Since then, the REIT landscape has become more competitive, with players like AREIT, RCR, and MREIT taking strong positions. … Continue reading
Author Archives: Kuya Well
What Are ETFs? A Beginner’s Guide to Exchange-Traded Funds
If you’ve ever wanted to invest in the stock market but didn’t know where to start, Exchange-Traded Funds (ETFs) might be the simplest answer. They offer diversification, flexibility, and accessibility — all in one package. This article will walk you … Continue reading
Will a 10% VAT Help Your Wallet? What Every Filipino Should Know
There’s growing talk in government circles about reducing the Value-Added Tax (VAT) from 12% to 10% — something many Filipinos have been wishing for.After all, lower VAT means cheaper goods and a little more room to breathe each payday. But … Continue reading
How to Earn Monthly Income from Dividends in the Philippines
For many Filipinos, the dream is to have tulog ka na, kumikita ka pa. That’s exactly what dividend income can do for you — it gives you regular cash flow without needing to work extra hours. But how does it … Continue reading
Emergency Fund Examples: How Much You Really Need Based on Your Salary
When financial experts say you need an emergency fund, it often sounds like vague advice — “Save three to six months of your expenses.” But for most Filipinos, the question is: How much is that, exactly? In this post, we’ll … Continue reading
Philippine Economy at a Crossroads: Rate Cuts, Scandal, and Investor Doubts
The Bangko Sentral ng Pilipinas (BSP) just made another surprise move — cutting interest rates for the fourth straight time, bringing the benchmark rate down to 4.75%. While this may sound like good news for borrowers, the bigger question is: … Continue reading
RL Commercial REIT (RCR) — Performance, Outlook, and What Investors Should Watch
RL Commercial REIT, Inc. (Ticker: RCR) is the real estate investment trust arm of Robinsons Land Corporation (RLC). It has quickly grown into one of the country’s most stable REITs, backed by strong earnings, consistent dividends, and a growing portfolio … Continue reading
AI Bubble 2025: Why Regulators Are Sounding the Alarm
In 2025, the hype around Artificial Intelligence (AI) has reached fever pitch. With massive investments, surging valuations of tech firms, and a wave of speculative betting, major financial institutions and central banks are now raising red flags: the AI boom … Continue reading
Bitcoin Crash 2025 Explained: Causes, Consequences, and What’s Next
After a strong run earlier this year, Bitcoin suddenly plunged by more than 8% in a single day—its steepest drop since 2022. The broader crypto market lost nearly $19 billion in value as leveraged positions were wiped out and panic … Continue reading
How to Open a COL Financial Account (Step-by-Step for Beginners)
If you’re planning to invest in the Philippine Stock Market, one of the easiest and most popular ways to start is by opening a COL Financial account. It’s beginner-friendly, SEC-licensed, and has been helping Filipinos invest since 1999. In this … Continue reading