The Philippine Securities and Exchange Commission (SEC) recently flagged several global crypto exchanges — including Bybit, OKX, Kraken, and Bitget — for operating without proper registration under the country’s new Crypto-Asset Service Provider (CASP) rules. This has sparked concerns among … Continue reading
Author Archives: Kuya Well
Pag‑IBIG Forms You Need (2025 Guide): Commonly Used Documents and Where to Download Them
Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading
Early Withdrawal from Pag-IBIG MP2: When and How to Do It
Pwede bang i-withdraw agad ang MP2 savings bago ito mag-mature? Yes—pero may mga certain conditions at limitations. The MP2 Savings Program is designed for 5-year maturity, but Pag-IBIG allows early withdrawal in specific situations. So kung kailangan mo ng funds … Continue reading
Google Pay Is Now Live in the Philippines: What It Means for Filipino Consumers
Google Pay, through Google Wallet, is officially live in the Philippines as of November 18, 2025. After years of waiting, Filipinos can finally enjoy tap-to-pay convenience using their Android phones. If you’ve been wanting to ditch your physical cards and … Continue reading
Why Bitcoin is Falling Now: Macro Trends, Institutional Moves, and Market Fear Explained
Bitcoin (BTC) has been on a rollercoaster lately. If you’ve been watching the charts, you’ve probably noticed it sliding below critical levels. Many investors are asking: why is Bitcoin tanking now? In this article, we break down the main reasons … Continue reading
Pag-IBIG Fund Dividend Rates: Complete History + Trends Explained
If you’re planning to invest in Pag-IBIG—whether through Regular Savings, MP2, or Modified Regular Savings (MRS)—one of the first things you should look at is the dividend history. Pag-IBIG is unique because it consistently publishes its annual dividend rates, allowing … Continue reading
The Villar Land Valuation Controversy: What Happened and Why Investors Are Worried
The Villar group is once again in the spotlight — and this time, it’s because of a trillion-peso valuation that shocked the market, triggered an audit standoff, and raised questions about transparency in the Philippine property sector. If you’ve been … Continue reading
PSEi Hits New Lows in 2025: What’s Happening and What Investors Should Know
The Philippine Stock Exchange Index (PSEi) has been on a roller-coaster lately — and not the fun kind. In the past weeks, the market slipped to a fresh five-year low, with investors reacting to a mix of weak economic indicators, … Continue reading
Debt Snowball vs Avalanche: Which Strategy Works Best?
When you’re drowning in debt, getting out can feel impossible. But the right strategy can make all the difference in how fast (and how confidently) you reach financial freedom. Two of the most popular repayment methods are the Debt Snowball … Continue reading
Pag-IBIG Fund Earns ₱28 Billion in 2025: What This Means for Your MP2 Dividends
Pag-IBIG Fund continues to deliver strong financial results this 2025, reporting a record-high ₱28.04 billion net income for the first half of the year — a 15.25% increase from the same period last year. According to Pag-IBIG officials, this performance … Continue reading