If you’ve tried enrolling your bank or e-wallet in SSS’s Disbursement Account Enrollment Module (DAEM), chances are you’ve encountered a frustrating error or rejection message. Don’t worry — you’re not the only one. Many members in 2025 are still having … Continue reading
Author Archives: Kuya Well
Why Your SSS Loan Application Gets Rejected — and How to Fix It
Applying for an SSS loan is supposed to be easy, but many Filipinos get frustrated when they see the message: “Your SSS loan application has been disapproved.” If that happened to you recently, don’t worry — you’re not alone. Every … Continue reading
How to Buy US Stocks from the Philippines (2025 Guide)
For many Filipinos, buying U.S. stocks like Apple, Tesla, or Amazon feels like a dream reserved for Americans. But thanks to online brokerage platforms, that dream is now possible—even if you’re living right here in the Philippines. However, it’s important … Continue reading
MREIT in 2025: Dividend Yield, Performance Review, and Outlook
When it comes to dividend-paying stocks in the Philippines, MREIT (Megaworld REIT Inc.) continues to be one of the most closely watched. As the REIT arm of Megaworld Corporation, MREIT has consistently provided investors with a mix of stable income … Continue reading
Dividend Investing: How to Earn Passive Income from Stocks
If you’ve ever wondered how some investors make money without constantly buying and selling stocks, the answer might be dividend investing. Unlike traders who chase price swings, dividend investors focus on building a portfolio of companies that regularly share their … Continue reading
CIMB Bank Reduces Free InstaPay Transfers: Here’s What You Need to Know (2025 Update)
For years, CIMB Bank has been one of the most popular digital banks in the Philippines—mainly because of its high interest rates and free InstaPay transfers. But as of September 5, 2025, the bank has quietly updated its policy, and … Continue reading
How to Pay Down Your Pag-IBIG Housing Loan Faster (The Right Way to Pay to Principal)
Many Pag-IBIG housing loan borrowers dream of becoming debt-free sooner. The good news? There’s a legitimate way to shorten your loan term and save on interest—the “Pay to Principal” method. But here’s the catch: a lot of people misunderstand how … Continue reading
AREIT (Ayala Land REIT): A Beginner’s Guide for Filipino Investors
When people talk about REITs in the Philippines, AREIT Inc. almost always comes up first. That’s because it’s the very first Real Estate Investment Trust listed on the Philippine Stock Exchange (PSE), launched back in August 2020. Backed by the … Continue reading
Pag-IBIG Calamity Loan Now Available for Cebu Earthquake Victims
The recent 6.9-magnitude earthquake that struck Cebu has left thousands of families displaced and properties damaged. In response, Pag-IBIG Fund members living in areas declared under a state of calamity may now apply for a Pag-IBIG Calamity Loan to help … Continue reading
Top REITs in the Philippines (2025 Guide)
Real Estate Investment Trusts (REITs) have become one of the hottest passive income options for Filipinos. If you’ve read my beginner’s guide on how to invest in REITs in the Philippines, you already know the basics. But this time, let’s … Continue reading