Pag-IBIG Housing Loan Calculator: How Much Can You Actually Borrow? (2026 Guide)

A lot of members ask us the same question: how much can I actually borrow from Pag-IBIG for a house? Good news: you don’t have to guess or ask around sa mga ka-officemate. Pag-IBIG has a free official tool for … Continue reading →

List of Philippine Banks Offering Free InstaPay and PESONet Transfers (August 2026 Update)

Updated August 18, 2026: Added AUB, Philippine Savings Bank, and City Savings Bank to the fully-free list. Flagged a conflict in EastWest Bank’s terms between our original source and BSP’s own disclosure, verify directly if EastWest is your bank. If … Continue reading →

Pag-IBIG SAFE Loan Computation: Why You Might Not Get the Full ₱10,000

A lot of members are applying for the Pag-IBIG SAFE Loan expecting the full ₱10,000 headline amount, only to get approved for a lot less — sometimes just a few thousand pesos. If that happened to you, walang mali sa … Continue reading →

Pag-IBIG SAFE Loan Is Now Closed: What Borrowers Should Know Next

Pag-IBIG Fund launched an emergency loan program called the SAFE Loan, which stands for Special Assistance for Financial Emergencies. The program was introduced to help members cope with the rising cost of living brought about by increasing fuel prices, transportation … Continue reading →

RCBC Now Offers Free InstaPay Transfers — Here’s What You Need to Know

Good news for RCBC users. Starting today, July 4, 2026, RCBC is waiving InstaPay transfer fees for eligible transactions made through its apps. That means sending money to other banks and e-wallets just got a whole lot cheaper. Here’s the … Continue reading →

How to Get 10% Interest on Maya Savings Using the Lazada Hack (2026 Guide)

Maya Savings already offers a competitive base interest rate of 3% per annum. But did you know there’s a simple trick that can push that all the way to 10% p.a.? Yes, you read that right: 10%. And it only … Continue reading →

BIR Forms Download Guide: Complete List of Forms You Can Download Online

If you’ve ever needed to file your taxes, apply for business registration, or simply request your annual ITR, you know how important BIR forms are. The Bureau of Internal Revenue (BIR) requires different forms depending on whether you’re an employee, … Continue reading →

BPI Is Making InstaPay and PESONet Transfers Free — Here’s What You Need to Know

Starting July 1, 2026, BPI account holders will no longer be charged when sending money to other banks and e-wallets through InstaPay and PESONet. That ₱10 InstaPay fee? Gone. The ₱50 PESONet charge? Also gone. And unlike past promos, this … Continue reading →

How to Compute Your Net Salary in the Philippines (2026 Guide)

Every payday, your payslip shows a number that’s lower than what your contract says. That gap — between your gross salary and your actual take-home pay — isn’t a mistake. It’s the result of four mandatory deductions that every employed … Continue reading →

Complete List of Official SSS Forms (2026)

Looking for the latest SSS forms in 2026? Whether you’re applying for an SSS loan, updating your membership information, claiming benefits, or requesting official records, this guide lists the most commonly used downloadable SSS forms along with their purpose and … Continue reading →