Kuya Well's personal finance corner
Maya has updated their requirements on how to earn interest up to 10% per annum. What’s the latest change? Maya has made it easier to reach the levels of boosted earnings. Breakdown of how to earn up to 10% p.a. interest Note: the bonus interest rate is applicable only to your Savings balance of up … Read More “Latest changes to Maya Savings’ Interest Rates (August 2023)” »
Aug 4 The CIMB promo campaign that was introduced in July has been extended until August 31, 2023. July 3 CIMB’s previous promo, including the 12% Introductory Rate for new customers, has ended. But don’t worry, they have a new promo which I believe is even more satisfactory than the last. What’s the latest promo? … Read More “CIMB’s Interest Rate Latest Update (Aug 2023)” »
With digital banks offering high-interest returns nowadays, one would think, should we just put our money in digital banks rather than invest in stocks, mutual funds, or even MP2? Maya Savings has captured the attention of many due to its advertised “10% p.a.” interest rate to the point that some are considering just investing in … Read More “Which one’s better: investing in Maya Savings or MP2?” »
Seabank just announced yesterday that they’re adjusting their interest rate from 5% per annum down to a 4.5% p.a. interest rate. What does this mean? Deposits/balances of up to 250K will earn a 4.5% per annum interest rate while balances beyond the first 250K will earn an interest of 3% p.a. When does this take … Read More “Latest Seabank Interest Rate Adjustment” »
It’s the time of the month again when Maya announces the changes to the interest rates of their savings. What are the changes to Maya Savings’ interest rates? The base interest rate is now down to 3.5% per annum From a previous base interest of 4% p.a., your Maya Savings account will now earn 3.5% … Read More “Latest changes to Maya Savings’ Interest Rates (June 2023)” »
Perhaps you’ve heard about the recent mishap with GCash wherein some accounts had unauthorized transfers. Though this was already rectified by GCash, some people are perturbed by the use of GCash and other similar e-wallets. How to avoid getting scammed? And the best tip I can give you? DO NOT leave any funds in your … Read More “How to avoid getting scammed in GCash” »
CIMB has just recently released the details of their 2nd promo which started on May 1st and will run until June 30, 2023. If the first promo was intended for existing CIMB users, this time it’s geared toward new users. What’s the promo? The promo for new customers is a 12% p.a. introductory rate. Yep, … Read More “CIMB 2nd promo: 12% p.a. Introductory Rate for new customers (May 2023)” »
It’s a new month and CIMB’s previous 8% prosperity deposit campaign has already ended. That being said, CIMB is known to have a monthly promo for its customers. This time around, all existing customers (those who have active GSave or UpSave accounts as of April 30, 2023) will get 6% interest per annum on their … Read More “Earn 6% interest p.a. with CIMB’s latest Deposit Campaign (May 2023)” »
The 10% interest boost of Maya Savings which was introduced on March 7, 2023, has been extended and will continue to run in the month of May. How to get up to 10% p.a. interest? Note: The bonus interest will only apply to deposits up to the first 100K. “Total spend” refers to accumulated payments … Read More “Maximizing Your Savings: How to Get Up to 10% Interest with Maya’s Extended Promo (May 2023)” »
CIMB Bank promo interest rates usually change on a monthly basis and at times most account holders are unable to keep up. The confusing promo interest is one reason why some people tend to shy away from CIMB Bank. Although it’s mid-April already and kind of late to post it, I’ll be discussing CIMB’s April … Read More “CIMB Bank’s latest Promo Interest Rates (April)” »
