If you have an unpaid SSS loan, you already know the drill: your balance keeps growing because of interest and penalties. The good news? The Social Security System (SSS) offers Loan Restructuring Programs (LRP) and Loan Consolidation so you can … Continue reading
Category Archives: Tutorials
How to Budget Your Salary in the Philippines Using the 50-30-20 Rule
Managing your salary can feel overwhelming, especially when bills, savings goals, and unexpected expenses keep piling up. If you often wonder where your money went before the next payday, then the 50-30-20 rule might be the budgeting formula you need. … Continue reading
Pag-IBIG Housing Loan: How to Apply & Get Approved
Buying a house is one of the biggest financial goals for many Filipinos. But with the high property prices today, most of us can’t pay for a home in full. That’s where the Pag-IBIG Housing Loan comes in—a government-backed financing … Continue reading
How to Check Your Pag-IBIG Loan Status Online
If you’ve recently applied for a Pag-IBIG loan, whether it’s a housing loan, multi-purpose loan, or calamity loan, you’re probably wondering: “Kumusta na kaya yung application ko?” The good news is you don’t need to visit a branch or wait … Continue reading
How to Open a PERA by ATRAM Account in the Philippines
Want to invest for retirement with zero tax on earnings? A PERA (Personal Equity and Retirement Account) is one of the best legal ways to do it in the Philippines — and ATRAM makes it possible to open one fully … Continue reading
How to Pay Pag-IBIG MP2 Using GCash (Updated 2025 Guide)
If you’re investing in Pag-IBIG MP2, one of the easiest ways to make your contributions is through GCash. No need to visit payment centers or banks—everything can be done with just your phone. In this updated 2025 guide, I’ll walk … Continue reading
Send Pag-IBIG Payments via AUB BIN Code – No AUB Account Needed!
Did you know you can pay Pag-IBIG directly from your existing bank app or e-wallet, even without an AUB account? This guide is for those who want to pay their Pag-IBIG MP2, Housing Loan, MPL, or Regular Savings via InstaPay … Continue reading
Pag-IBIG MP2 Lump Sum vs Monthly: Which One Gives Better Returns?
Pag-IBIG MP2 has become one of the most popular government savings programs in the Philippines—and for good reason. With higher dividend rates compared to regular savings, it’s no wonder more Filipinos are asking: What’s the best way to invest in … Continue reading
How to Buy Retail Treasury Bonds (RTBs) Using BPI (Online, App, and Branch Guide)
If you’re looking for a safe investment backed by the Philippine government, Retail Treasury Bonds (RTBs) are a great option. And the good news? You can easily invest in RTBs using BPI, whether online, through the mobile app, or by … Continue reading
How to Invest in RTB31 Using GCash (2025 Guide)
What is RTB31? RTB31 is the 31st tranche of the Retail Treasury Bonds (RTBs) issued by the Philippine government through the Bureau of the Treasury (BTr). These are low-risk investments backed by the government, perfect for conservative investors looking for … Continue reading