Building wealth doesn’t happen overnight — it’s a journey that changes depending on where you are in life.A 25-year-old shouldn’t invest the same way as someone in their 50s. Your goals, risk tolerance, and time horizon evolve with age, so … Continue reading
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The Philippines’ Push for Gas and Renewable Energy: What It Means for Investors
The Philippines is stepping up its game in the energy sector. With power demand projected to rise by around 6.6% annually, the government is now prioritizing investments in natural gas and renewable energy — a major shift from the country’s … Continue reading
Will a 10% VAT Help Your Wallet? What Every Filipino Should Know
There’s growing talk in government circles about reducing the Value-Added Tax (VAT) from 12% to 10% — something many Filipinos have been wishing for.After all, lower VAT means cheaper goods and a little more room to breathe each payday. But … Continue reading
Emergency Fund Examples: How Much You Really Need Based on Your Salary
When financial experts say you need an emergency fund, it often sounds like vague advice — “Save three to six months of your expenses.” But for most Filipinos, the question is: How much is that, exactly? In this post, we’ll … Continue reading
Philippine Economy at a Crossroads: Rate Cuts, Scandal, and Investor Doubts
The Bangko Sentral ng Pilipinas (BSP) just made another surprise move — cutting interest rates for the fourth straight time, bringing the benchmark rate down to 4.75%. While this may sound like good news for borrowers, the bigger question is: … Continue reading
Dividend Investing: How to Earn Passive Income from Stocks
If you’ve ever wondered how some investors make money without constantly buying and selling stocks, the answer might be dividend investing. Unlike traders who chase price swings, dividend investors focus on building a portfolio of companies that regularly share their … Continue reading
Accenture Layoffs in the Philippines: What It Means for Filipino Workers in the Age of AI
Accenture, one of the biggest outsourcing and IT companies in the Philippines, has recently announced layoffs affecting hundreds of employees. While this might sound like just another corporate restructuring, the bigger issue lies in why this is happening—and what it … Continue reading
AI Layoffs Are Coming: What Filipino Workers and Investors Should Do to Prepare
In the past year, big tech companies abroad have been making headlines with massive layoffs. At first, people thought it was because of economic downturns or over-hiring during the pandemic. Pero kung titignan mo closely, one of the biggest reasons … Continue reading
ATRAM Global Technology Feeder Fund: A Guide for Filipino Investors
Technology has been one of the fastest-growing sectors in the world. From artificial intelligence and cloud computing to e-commerce and digital payments, tech companies are shaping the future of the global economy. The good news is, Filipinos can now invest … Continue reading
How to Invest in Real Estate Investment Trusts (REITs) in the Philippines
Real estate has always been one of the most popular ways Filipinos build wealth. But let’s be honest: not everyone has millions of pesos to buy property, manage tenants, or deal with the hassles of land ownership. Thankfully, there’s now … Continue reading
