How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)

Saving through the Pag-IBIG MP2 program is one of the easiest and safest ways to grow your money. But did you know that you can pay your MP2 savings directly through Maya — no need for over-the-counter payments or logging into Virtual Pag-IBIG?

In this guide, I’ll walk you through the exact steps I personally follow whenever I top up my Pag-IBIG MP2 savings using Maya. Fast, easy, and hassle-free!

Quick Overview: What is Pag-IBIG MP2?

The Modified Pag-IBIG II (MP2) is a voluntary savings program for Pag-IBIG members that offers higher dividends than regular savings. It’s ideal for short- to medium-term savings goals and has a 5-year maturity.

If you’re already contributing monthly to your mandatory Pag-IBIG account, you can enroll in MP2 anytime.

Step-by-Step Guide: How to Pay MP2 via Maya

Step 1: Open Your Maya App

Launch your Maya app on your mobile phone. Make sure you have enough wallet balance to cover your savings amount plus the transaction fee.

Step 2: Tap “Bills”

From the home screen, tap Bills. Then tap View All or use the search bar.

Step 3: Choose “Pag-IBIG”

Under Government, select Pag-IBIG. If you can’t find it right away, just type “Pag-IBIG” in the search bar.

Step 4: Fill Out the Payment Details

Enter the following:

  • Account Number: Enter your 12-digit MP2 Account Number
    (Not your MID number — you can find this on your Virtual Pag-IBIG account or MP2 enrollment form)
  • Amount: Enter your contribution amount (minimum is ₱500)
  • Payment Type: Select M2 – MP2
  • Hi pay option (Optional): Leave it blank

Double-check the details to avoid posting delays.

Step 5: Confirm and Pay

Tap Continue, review the summary, then tap Pay. You’ll receive a confirmation via SMS and email.

How Much is the Convenience Fee?

Maya charges a ₱10 transaction fee for Pag-IBIG payments as of this writing. Always check if you’re receiving promos or waived fees, especially during holidays or double payday weekends.

FAQs About Paying MP2 via Maya

1. Can I pay for multiple MP2 accounts?

Yes, just repeat the process using the specific MP2 account number per transaction.

2. What if I used my MID instead of my MP2 number?

Your payment might not be posted correctly. It’s best to contact Pag-IBIG to redirect it, but expect delays.

3. Is this better than using Virtual Pag-IBIG?

It’s more convenient if you’re on the go. But Virtual Pag-IBIG is still the best option if you want to track your savings or pay via credit card.

Final Thoughts

As someone who regularly tops up MP2 through Maya, I can say this is one of the fastest ways to stay consistent with your savings. Kaya kung busy ka or tamad ka pumila sa counter — Maya is your best friend.

Just make sure you’re using your correct MP2 account number and saving regularly para tuloy-tuloy ang kita ng dividends!

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