Best Ways to Invest ₱10,000 in the Philippines (From Safe to High Potential Returns)

So you finally have ₱10,000 ready to invest. Now the big question is: where should you put it?Whether you’re a first-time investor or someone looking to grow extra cash, the trick is to match your investment choice with your risk … Continue reading

How to Pay Pag-IBIG MP2 Using GCash (Updated 2025 Guide)

If you’re investing in Pag-IBIG MP2, one of the easiest ways to make your contributions is through GCash. No need to visit payment centers or banks—everything can be done with just your phone. In this updated 2025 guide, I’ll walk … Continue reading

Pag-IBIG Fund

Send Pag-IBIG Payments via AUB BIN Code – No AUB Account Needed!

Did you know you can pay Pag-IBIG directly from your existing bank app or e-wallet, even without an AUB account? This guide is for those who want to pay their Pag-IBIG MP2, Housing Loan, MPL, or Regular Savings via InstaPay … Continue reading

Pag-IBIG Fund

Pag-IBIG Regular Savings 2025: Updated Contribution Rates and Guide

If you’re a Pag-IBIG member, your monthly contribution isn’t just a deduction from your salary—it’s an investment in your future. Starting 2024, Pag-IBIG increased the mandatory contribution rates, which means your savings will grow faster. In this guide, we’ll go … Continue reading

Pag-IBIG MP2 Calculator: Estimate Your Dividends with Monthly, Annual, or Lump Sum Contributions

Looking to invest in Pag-IBIG MP2 but not sure how much you’ll earn? Whether you’re contributing monthly, yearly, or in one big lump sum, this calculator will give you a clear picture of your estimated returns based on your preferred … Continue reading

Pag‑IBIG MP2 vs. SSS WISP Plus: Which Voluntary Savings Plan Suits You?

If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading

Can You File a New Pag-IBIG Calamity Loan Even If You Have an Existing MPL or Calamity Loan?

Typhoon season is here again, and if your area has been officially declared under a state of calamity, you might be wondering:Pwede ba akong mag-file ulit ng Pag-IBIG Calamity Loan kahit meron pa akong existing loan? Let’s clear that up … Continue reading

How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)

Saving through the Pag-IBIG MP2 program is one of the easiest and safest ways to grow your money. But did you know that you can pay your MP2 savings directly through Maya — no need for over-the-counter payments or logging … Continue reading

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20% Tax on Interest Income Philippines (2025): What Savers Need to Know

Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading