When investing in Pag-IBIG MP2, one of the key decisions you need to make is how to receive your dividends. MP2 offers two options: annual dividend payout or compounding until the 5-year maturity. Which is better for your goals? Let’s … Continue reading
A lot of Filipinos wonder if they should take out a bank loan at a low monthly rate—like 0.39%—and immediately invest the full amount as a lump sum in Pag-IBIG MP2. On paper, it looks tempting: borrow a big amount, … Continue reading
Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading