I’m sure some of you are already itching for me to start discussing investment-related topics on this personal finance blog. I am too. In fact, I am more than excited to share with you my journey in the stock market. That said, we must lay the groundwork first and not rush things out. It’s important … Read More “Money Matters: A Preview of the Topics I’ll Cover on My Personal Finance Blog” »
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When I discussed Emergency Funds the last time, I mentioned that it’s best to put them in high-yield savings accounts to lessen the impact of inflation. Why opt for a High-yield savings account and not a commercial bank? Most commercial banks in the Philippines (and even in other countries) offer very low-interest rates on your … Read More “The Smart Way to Save: High-Yield Savings Accounts Explained” »
An emergency fund is a substantial amount of liquid assets/funds that you can use in case of unprecedented events like the following: If I have savings/investments, do I still need one? Let me stress the term: emergency. So ang tanong, pag may emergency ba and need mo ng agarang pera, pwede mo ba makuha agad … Read More “Emergency Fund 101: How to Prepare for Life’s Unforeseen Events” »
Before I give you a rundown of the reasons why I don’t have a million pesos in my name at the age of 39, let me give you a little bit of my work background. I graduated from college at the age of 20 and jumped into the workforce a few months after. So basically, … Read More “Reasons why I’m not a Millionaire yet” »
Yow! Kuya Well here and welcome to my personal finance blog. Why you are here I’m guessing: Purpose of this Blog Make personal finance easier to understand and relatable Three years ago, I’m in the same boat as some of you: no savings/emergency funds, I wanted to invest in the stock market but I don’t … Read More “Personal Finance – the poor Pinoy investor version” »