Saving through the Pag-IBIG MP2 program is one of the easiest and safest ways to grow your money. But did you know that you can pay your MP2 savings directly through Maya — no need for over-the-counter payments or logging into Virtual Pag-IBIG?
In this guide, I’ll walk you through the exact steps I personally follow whenever I top up my Pag-IBIG MP2 savings using Maya. Fast, easy, and hassle-free!
Quick Overview: What is Pag-IBIG MP2?
The Modified Pag-IBIG II (MP2) is a voluntary savings program for Pag-IBIG members that offers higher dividends than regular savings. It’s ideal for short- to medium-term savings goals and has a 5-year maturity.
If you’re already contributing monthly to your mandatory Pag-IBIG account, you can enroll in MP2 anytime.
Step-by-Step Guide: How to Pay MP2 via Maya
Step 1: Open Your Maya App
Launch your Maya app on your mobile phone. Make sure you have enough wallet balance to cover your savings amount plus the transaction fee.
Step 2: Tap “Bills”
From the home screen, tap Bills. Then tap View All or use the search bar.
Step 3: Choose “Pag-IBIG”
Under Government, select Pag-IBIG. If you can’t find it right away, just type “Pag-IBIG” in the search bar.
Step 4: Fill Out the Payment Details
Enter the following:
- Account Number: Enter your 12-digit MP2 Account Number
(Not your MID number — you can find this on your Virtual Pag-IBIG account or MP2 enrollment form) - Amount: Enter your contribution amount (minimum is ₱500)
- Payment Type: Select M2 – MP2
- Hi pay option (Optional): Leave it blank
Double-check the details to avoid posting delays.
Step 5: Confirm and Pay
Tap Continue, review the summary, then tap Pay. You’ll receive a confirmation via SMS and email.
How Much is the Convenience Fee?
Maya charges a ₱10 transaction fee for Pag-IBIG payments as of this writing. Always check if you’re receiving promos or waived fees, especially during holidays or double payday weekends.
FAQs About Paying MP2 via Maya
1. Can I pay for multiple MP2 accounts?
Yes, just repeat the process using the specific MP2 account number per transaction.
2. What if I used my MID instead of my MP2 number?
Your payment might not be posted correctly. It’s best to contact Pag-IBIG to redirect it, but expect delays.
3. Is this better than using Virtual Pag-IBIG?
It’s more convenient if you’re on the go. But Virtual Pag-IBIG is still the best option if you want to track your savings or pay via credit card.
Final Thoughts
As someone who regularly tops up MP2 through Maya, I can say this is one of the fastest ways to stay consistent with your savings. Kaya kung busy ka or tamad ka pumila sa counter — Maya is your best friend.
Just make sure you’re using your correct MP2 account number and saving regularly para tuloy-tuloy ang kita ng dividends!