Looking to invest in Pag-IBIG MP2 but not sure how much you’ll earn? Whether you’re contributing monthly, yearly, or in one big lump sum, this calculator will give you a clear picture of your estimated returns based on your preferred … Continue reading
Category Archives: Pag-IBIG (MP2, Savings, Housing Loan)
Pag‑IBIG MP2 vs. SSS WISP Plus: Which Voluntary Savings Plan Suits You?
If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading
How to Invest in Pag-IBIG MP2 (2025 Guide)
What is Pag-IBIG MP2? Pag-IBIG MP2 or Modified Pag-IBIG II is a voluntary savings program for members who want to grow their money with higher dividends than the regular Pag-IBIG fund. It’s backed by the government, making it one of … Continue reading
How to Pay Pag-IBIG MP2 Using GrabPay and a Credit Card (No 1.75% Fee)
Want to Use a Credit Card for MP2 Without the Extra Charge? If you’ve ever tried paying your Pag-IBIG MP2 savings using your credit card directly through Virtual Pag-IBIG, you’ve probably noticed that there’s a 1.75% convenience fee. Ouch. But … Continue reading
How to Claim Pag-IBIG MP2 Upon Maturity: A Simple Guide
So your MP2 savings has finally matured after five years—congrats!Hindi biro ang mag-ipon consistently, and now it’s time to claim your earnings. If you’re wondering “Paano ko makukuha ang MP2 ko?” — don’t worry, I’ll walk you through the process. … Continue reading
How to Apply for a Pag-IBIG Housing Loan Moratorium After Typhoon Crising
Pag-IBIG Fund has just announced a one-month moratorium on housing loan payments for members whose residences or sources of income were affected by Typhoon Crising. This is part of Pag-IBIG’s disaster response, following the official declaration of a state of … Continue reading
Can You File a New Pag-IBIG Calamity Loan Even If You Have an Existing MPL or Calamity Loan?
Typhoon season is here again, and if your area has been officially declared under a state of calamity, you might be wondering:Pwede ba akong mag-file ulit ng Pag-IBIG Calamity Loan kahit meron pa akong existing loan? Let’s clear that up … Continue reading
How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)
Saving through the Pag-IBIG MP2 program is one of the easiest and safest ways to grow your money. But did you know that you can pay your MP2 savings directly through Maya — no need for over-the-counter payments or logging … Continue reading
How to File a Calamity Loan on Pag‑IBIG (2025 Updated Guide)
Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading
20% Tax on Interest Income Philippines (2025): What Savers Need to Know
Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading