If you’ve been using SeaBank for your savings account, you might be surprised to see that the name is no longer the same. As of 2025, SeaBank Philippines has officially changed its name to Maribank Philippines Inc. But what does … Continue reading
Category Archives: Tutorials
Pag-IBIG MP2 vs. Bank Time Deposit: Where Should You Park Your Money?
If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading
How to Check Your SSS Contributions Online (Step-by-Step Guide)
Gone are the days when you had to personally visit an SSS branch and line up just to check your contributions. Today, thanks to the My.SSS online portal, members can easily monitor their SSS payments anytime and anywhere. If you … Continue reading
SSS Consolidation and Restructuring: How to Fix Unpaid Loans
If you have an unpaid SSS loan, you already know the drill: your balance keeps growing because of interest and penalties. The good news? The Social Security System (SSS) offers Loan Restructuring Programs (LRP) and Loan Consolidation so you can … Continue reading
How to Budget Your Salary in the Philippines Using the 50-30-20 Rule
Managing your salary can feel overwhelming, especially when bills, savings goals, and unexpected expenses keep piling up. If you often wonder where your money went before the next payday, then the 50-30-20 rule might be the budgeting formula you need. … Continue reading
Pag-IBIG Housing Loan: How to Apply & Get Approved
Buying a house is one of the biggest financial goals for many Filipinos. But with the high property prices today, most of us can’t pay for a home in full. That’s where the Pag-IBIG Housing Loan comes in—a government-backed financing … Continue reading
How to Open a PERA by ATRAM Account in the Philippines
Want to invest for retirement with zero tax on earnings? A PERA (Personal Equity and Retirement Account) is one of the best legal ways to do it in the Philippines — and ATRAM makes it possible to open one fully … Continue reading
Send Pag-IBIG Payments via AUB BIN Code – No AUB Account Needed!
Did you know you can pay Pag-IBIG directly from your existing bank app or e-wallet, even without an AUB account? This guide is for those who want to pay their Pag-IBIG MP2, Housing Loan, MPL, or Regular Savings via InstaPay … Continue reading
Pag-IBIG MP2 Lump Sum vs Monthly: Which One Gives Better Returns?
Pag-IBIG MP2 has become one of the most popular government savings programs in the Philippines—and for good reason. With higher dividend rates compared to regular savings, it’s no wonder more Filipinos are asking: What’s the best way to invest in … Continue reading
How to Buy Retail Treasury Bonds (RTBs) Using BPI (Online, App, and Branch Guide)
If you’re looking for a safe investment backed by the Philippine government, Retail Treasury Bonds (RTBs) are a great option. And the good news? You can easily invest in RTBs using BPI, whether online, through the mobile app, or by … Continue reading