Real estate has always been one of the favorite investment options for Filipinos. From owning a small piece of land in the province to buying a condo in Metro Manila, many believe property is a solid way to build wealth. … Continue reading
More Filipinos are turning to digital investing, and GCash’s GFunds (formerly “GInvest”) is one of the most accessible ways to get started. If you’re thinking of investing through GFunds but want to understand what’s really available and how it works, … Continue reading
Many Filipinos avoid getting a credit card because of the dreaded annual fee. Good news: there are now several banks in the Philippines offering credit cards with no annual fee—some permanently, others with easy waivers. If you’re a first-time cardholder … Continue reading
If you’ve been searching for ways to grow your money beyond a regular savings account, you’ve probably come across mutual funds. They’re one of the most common investment vehicles offered by banks and financial institutions in the Philippines. But what … Continue reading
Filipinos are known for being resilient. Kahit gaano kahirap ang buhay, we always find a way to survive. But one of the biggest financial habits that keeps many of us from moving forward is what I call the “Ipit Mentality”—the … Continue reading
When it comes to personal finance, two essentials often come up: building an emergency fund and getting life insurance. But ask 10 people which one to prioritize first, and you’d get 10 different answers. In this article, we’ll clarify the … Continue reading
If you’re looking for a way to grow your money but don’t want the hassle of picking individual stocks or bonds, then a UITF might be something worth considering. Many Filipinos have heard of UITF, especially when visiting banks, but … Continue reading
When it comes to buying your dream house, most Filipinos face the same question: Should I get a housing loan from Pag-IBIG or from a bank? Both options have their advantages and disadvantages, and the right choice really depends on … Continue reading
What Is an Emergency Fund? An emergency fund is a dedicated amount of money set aside to cover unexpected expenses like medical emergencies, job loss, urgent home repairs, or even family emergencies. It’s not for buying a new phone or … Continue reading
Variable Universal Life (VUL) insurance has been aggressively marketed in the Philippines as the perfect two-in-one financial product: life insurance plus investment. On paper, it sounds like a good deal. In reality, many Filipinos end up disappointed once they realize … Continue reading