Free Expense Tracker for Filipinos (Excel & Google Sheets, With Charts)

Kung minsan, hindi naman talaga kulang ang sweldo, basta lang hindi mo alam saan napupunta. That’s the honest truth for a lot of us. Between grocery runs, fare, load, ilang beses na pagkain sa labas, and random Shopee checkouts, it’s … Continue reading →

Pag-IBIG Housing Loan Calculator: How Much Can You Actually Borrow? (2026 Guide)

A lot of members ask us the same question: how much can I actually borrow from Pag-IBIG for a house? Good news: you don’t have to guess or ask around sa mga ka-officemate. Pag-IBIG has a free official tool for … Continue reading →

Pag-IBIG SAFE Loan Computation: Why You Might Not Get the Full ₱10,000

A lot of members are applying for the Pag-IBIG SAFE Loan expecting the full ₱10,000 headline amount, only to get approved for a lot less — sometimes just a few thousand pesos. If that happened to you, walang mali sa … Continue reading →

How to Compute Your 13th Month Pay in the Philippines (2026 Guide)

Every December, many employees in the Philippines look forward to one thing — the 13th month pay. It’s that extra cash that makes Christmas shopping, family gatherings, and travel plans a bit more comfortable. But have you ever wondered how … Continue reading →