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Poor Pinoy Investor – A Practical Money Guide for Filipinos

From Budgeting to Investing, Explained in Simple Terms

Poor Pinoy Investor – A Practical Money Guide for Filipinos

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  • Pag-IBIG
    • Pag-IBIG MP2
      • How to pay Pag-IBIG MP2 contribution using GoTyme
      • How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)
      • How to Claim Pag-IBIG MP2 Upon Maturity: A Simple Guide
      • How to Pay Pag-IBIG MP2 Using GCash (2026 Updated + Troubleshooting Tips)
      • How to Check Your Pag-IBIG MP2 Information via the eGovPH App
      • How to Pay Pag-IBIG MP2 Using a Credit Card via Bayad.com
      • How to pay Pag-IBIG MP2 contribution through BPI
      • How to Create a Pag-IBIG MP2 Account Online (Step-by-Step Guide)
      • Pag-IBIG MP2 FAQs: Investment Limits, Dividends, Withdrawals (2026 Guide)
      • Online Ways to Pay Your Modified Pag-IBIG 2 (MP2) Savings Program Contributions (Complete Guide)
      • Early Withdrawal from Pag-IBIG MP2: When and How to Do It
      • How to Pay Pag-IBIG MP2 Using Maribank: Complete Step-by-Step Guide
    • Other Pag-IBIG
      • Pag-IBIG Virtual Account Locked? Here’s How to Recover It
      • How to Check Your Pag‑IBIG Contributions Online (2026 Update)
      • Pag-IBIG Record Consolidation & Merging: Complete 2026 Guide
      • How to Update Beneficiaries in Pag-IBIG
      • How to Check Your Pag-IBIG Loan Status Online
      • How to Pay Down Your Pag-IBIG Housing Loan Faster (The Right Way to Pay to Principal)
  • SSS
    • SSS Consolidation and Restructuring: How to Fix Unpaid Loans
    • How to File an SSS Salary Loan in 2025: Step-by-Step Guide for Employed, Voluntary, and OFW Members
    • How to Pay SSS WISP Plus contribution via GCash
    • How to pay WISP Plus contributions via the SSS Portal
    • How to Pay SSS WISP Plus contribution via GrabPay
    • How to pay SSS WISP Plus contribution using a credit card
    • How to Pay Your SSS Pension Booster (WISP Plus) Contributions via GCash
    • How to Check Your SSS Contributions Online (Step-by-Step Guide)
  • Tutorials
    • Stocks, Mutual Funds, Bonds
      • How to Open a PERA by ATRAM Account in the Philippines
      • What is UITF in the Philippines? A Beginner’s Guide
      • How to Start Investing in the Stock Market (Beginner-Friendly Guide)
      • Mutual Funds in the Philippines: A Beginner’s Guide
      • ATRAM Global Technology Feeder Fund: A Guide for Filipino Investors
      • ATRAM Global Consumer Trends Feeder Fund: A Beginner’s Guide
      • How to Invest in Real Estate Investment Trusts (REITs) in the Philippines
      • Dividend Investing: How to Earn Passive Income from Stocks
      • How to Open a COL Financial Account (Step-by-Step for Beginners)
      • What Are ETFs? A Beginner’s Guide to Exchange-Traded Funds
      • AREIT (Ayala Land REIT): A Beginner’s Guide for Filipino Investors
      • Your Introductory Guide to ALFM Global Multi-Asset Income Fund on GInvest
      • How to Invest in ALFM Global Multi-Asset Income Fund via GCash
      • How to Buy Retail Treasury Bonds (RTBs) Using BPI (Online, App, and Branch Guide)
    • Digital Banks, eWallets, Cryptocurrency
      • Cash into GCash for free
      • How to Cash In to GCash for Free Using the BPI Vybe App
      • GoCrypto by GoTyme: A Beginner’s Guide to Buying and Selling Crypto in the Philippines
      • How to apply for BPI’s Credit-to-Cash facility
      • How to Open a GCash International Wallet (Without a Philippine SIM)
      • How to redeem Go Rewards in GoTyme
    • Others
      • How to Open a Cooperative Savings Account in the Philippines
      • How to Build a Diversified Investment Portfolio (Even as a Beginner)
      • How to Compute Your 13th Month Pay in the Philippines
      • How to Download, Install, and Register on the eGovPH App
      • eGovPH App: Your Guide to Accessing Philippine Government Services Online
      • How to Create a Bayad.com Account: Step-by-Step Guide
      • Beginner’s Guide to Real Estate Investing in the Philippines
      • How to Earn Cashback with ShopBack Philippines (2026 Updated Guide)
      • How to Check Your Home Development Mutual Fund (Philippines) Dividends Online (Step-by-Step Guide)
  • Online Calculators
    • Pag-IBIG MP2 Calculator
    • SSS Pension Calculator: Estimate Your Monthly Pension and Pension Booster
    • Retail Treasury Bond Calculator (Philippines): Compute Your RTB Earnings Easily
  • Online Forms
    • Pag‑IBIG Forms You Need (2025 Guide): Commonly Used Documents and Where to Download Them
    • SSS Forms Download Guide (Updated 2025)

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SSS WISP Plus

WISP Plus no more?

Posted on June 15, 2024 by Kuya Well
1

Both the SSS WISP and WISP Plus are being rebranded and will be called something else. What is the new name for WISP Plus? The new brand name will be MySSS Pension Booster. WISP will be called MySSS Pension Booster … Continue reading →

Posted in Posts, SSS | Tagged mysss pension booster, WISP Plus | 1 Reply
Pag-IBIG MP2

Pag-IBIG MP2 2023 dividends not yet credited?

Posted on June 11, 2024 by Kuya Well
Reply

It’s been almost 4 months since Pag-IBIG has announced the dividend rates for 2023. Have you received yours? Crediting of dividends is still ongoing I have 2 MP2 accounts and one of them has already reflected the dividends since March … Continue reading →

Posted in Pag-IBIG MP2 | Tagged MP2, MP2 dividends | Leave a reply

How to apply for BPI’s Credit-to-Cash facility

Posted on June 2, 2024 by Kuya Well
Reply

You can now apply for BPI’s credit-to-cash via the app. So instead of going to the bank or calling BPI’s hotline, they’ve made it easier to apply. Requirements before you can apply for a credit-to-cash with BPI For you to … Continue reading →

Posted in Posts, Tutorials | Tagged bpi credit-to-cash, loan | Leave a reply
stock investment strategy

GCash GFunds: the best local alternative to buying US stocks?

Posted on May 20, 2024 by Kuya Well
Reply

With the Philippine SEC going after unregistered trading platforms that offer US stocks, some are left wondering what would be the next-best option. How to buy US stocks via an SEC-registered company? Well, you can always try Shari-Shari if you … Continue reading →

Posted in Posts, Stocks, Mutual Funds, Bonds | Tagged GCash, GFunds | Leave a reply
CIMB

CIMB interest update – Red Hot Promo

Posted on May 5, 2024 by Kuya Well
Reply

The latest promo of CIMB, other than the name, doesn’t differ much from their previous Sunkissed promo. Just like before, existing customers can get up to 15% interest per annum while new customers can get as high as 9% p.a. … Continue reading →

Posted in Digital Banks, eWallets, Cryptocurrency, Posts | Tagged CIMB, CIMB Interest Rates | Leave a reply

Philippine SEC to ban eToro?

Posted on April 20, 2024 by Kuya Well
Reply

The Securities and Exchange Commission has issued an advisory against the use of eToro to anyone living in the Philippines. What is the advisory about? Basically, the Philippine SEC is saying that eToro doesn’t have the license to offer securities … Continue reading →

Posted in Featured, Stocks, Mutual Funds, Bonds | Tagged etoro ban philippines, philippines sec | Leave a reply
Binance

Has the SEC already banned Binance?

Posted on March 24, 2024 by Kuya Well
Reply

It’s almost a month after the specified date when the Philippine SEC was supposed to ban Binance. So how did it go? As of post time, the SEC hasn’t gone after Binance yet. In a previous post, I mentioned that … Continue reading →

Posted in Posts | Tagged banned, Binance, Philippines, SEC | Leave a reply
Pag-IBIG MP2

How to pay Pag-IBIG MP2 contribution using GoTyme

Posted on March 16, 2024 by Kuya Well
Reply

In the past, paying your Pag-IBIG MP2 contributions using a debit card or via bank will cost you 1.75% in fees. Nowadays, more banks are making it easier for you to pay your Pag-IBIG MP2 contributions with a low convenience … Continue reading →

Posted in Pag-IBIG MP2, Posts, Tutorials | Tagged bank payment, gotyme, MP2, Pag-IBIG MP2 | Leave a reply
Pag-IBIG Fund

2023 Pag-IBIG MP2 Dividends are now being credited

Posted on March 12, 2024 by Kuya Well
Reply

It was only a few days ago when Pag-IBIG unveiled the dividend rate for 2023. And now, the dividends are being credited to members’ accounts. Pag-IBIG has also posted the same info on their Facebook page. Take note that it … Continue reading →

Posted in Pag-IBIG MP2, Posts | Tagged MP2, MP2 dividends, Pag-IBIG, Pag-IBIG dividend rates | Leave a reply
CIMB

CIMB’s Interest Rate Latest Update (March 2024)

Posted on March 9, 2024 by Kuya Well
Reply

CIMB is back at it again with their ladder-up interest rate promo, similar to that of Maya. For the latest promo, existing customers can get up to 15% interest per annum while new customers can get as high as 9% … Continue reading →

Posted in Digital Banks, eWallets, Cryptocurrency, Posts | Tagged CIMB, CIMB Interest Rates, high interest, high-yield savings | Leave a reply

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