Kuya Well's personal finance corner
Though I recommend going through the Virtual Pag-IBIG website and selecting GCash as the payment processor, some don’t have an account with Virtual Pag-IBIG just yet. Hence, this post is to show you how you can pay your Pag-IBIG MP2 contributions directly through GCash instead. Steps on how to pay Pag-IBIG MP2 contribution via GCash … Read More “How to pay Pag-IBIG MP2 contribution via GCash” »
As discussed in a previous post, CIMB recently introduced its MaxSave Time Deposit accounts where you can earn as much as 7.5% interest per annum. Steps to create a CIMB MaxSave Time Deposit account Step 1: Ensure that you have an existing savings account with CIMB You should have at least any of the following … Read More “How to create a CIMB MaxSave Time Deposit account” »
I’m sure you’re aware of both GSave and UPSave of CIMB. But did you know that they now offer time deposits as well? Yep, their high-interest time deposit account is called MaxSave. What is MaxSave? MaxSave is a CIMB’s time deposit account wherein your money gets locked in for a certain period to get a … Read More “CIMB MaxSave Time Deposit – Higher Interest Rates” »
Technically, Maya simply extended their boost interest promo that’s been going on since November 2023 but with a slight change. They’ve removed the 1% boost interest for being a Smart subscriber but increased the boost interest for referring new users. What’s the latest promo? Here’s the breakdown depending on the type of users: Promo for … Read More “Maya Savings Boost Interest Latest Update (February – March 2024)” »
I guess the holidays are over and so is the “high interest” promotion of CIMB last November-December 2023. At the moment, it appears that CIMB is simply matching the interest rate being offered by GoTyme. What’s the latest promo? The promo is simple: earn 5% interest p.a. for your average daily balance for January. NO … Read More “CIMB’s Interest Rate Latest Update (January 2024)” »
It appears that Maya has followed GCash‘s footsteps by incorporating “Stocks” in their app as well. Though you will be able to register, it will still require approval, so you won’t be able to trade stocks right away. Who can register? There are only two requirements to enroll in Maya Stocks: Brokers of Maya Stocks … Read More “Stock Trading now available in Maya” »
In previous posts, I’ve discussed how you can pay your SSS WISP Plus contributions using the following: This time around, let’s explore how you can pay your SSS WISP Plus contribution using the Shopee app. Steps on how to pay SSS WISP Plus contribution via the Shopee app Step 1: Generate your PRN via the … Read More “How to Pay SSS WISP Plus Contributions via Shopee” »
Finally, the long-overdue increase in monthly contributions for Pag-IBIG Regular Savings will be implemented next year (2024), starting in January. How much is the increase? The increase will double the current contribution that members are paying monthly. This means that employed individuals will now pay 200 pesos instead of the usual 100 pesos each month. … Read More “Pag-IBIG Regular Savings Contributions to increase in 2024” »
Gone are the days wherein you need a big sum of money to invest in the US stock market. In the world of investing, there’s a new buzzword that’s making the financial markets more accessible to everyone: fractional shares. What Are Fractional Shares? Traditionally, when you wanted to invest in a stock, you had to … Read More “Investing in the US stock market for small-time Filipino investors” »
You’ve probably checked your Pag-IBIG Regular Savings (P1) account and noticed that you’re missing contributions from one (or more) companies you’ve been with. Don’t get mad just yet. Perhaps your records were not consolidated, hence, why those contributions aren’t showing up. So before you think of filing a case against your previous employer/s, check if … Read More “Consolidation or merging of Pag-IBIG contributions” »
