Maribank is becoming one of the go-to digital banks for Filipinos because transfers are smooth, interest rates are competitive, and the app gives up to 15 free InstaPay transactions per week. But here’s one limitation: even though Maribank has a Government biller section, the list is still very limited, and Pag-IBIG is not yet included.
The good news is you can still pay MP2 using Maribank.
You just need to generate a QR code from the Virtual Pag-IBIG website, then pay using Maribank’s QR payment function.
Below is the complete guide, plus alternative methods using GCash or Maya if you prefer a more familiar process.
Method 1: Pay MP2 Using Maribank via Virtual Pag-IBIG QR (Recommended)
This is the cleanest method because the payment goes straight to Pag-IBIG without using any other app.
And since you already have a detailed QR creation guide here:
https://poorpinoyinvestor.com/pay-pag-ibig-mp2/
we will keep the steps consistent with the correct flow.
Step 1: Generate a QR Code from Virtual Pag-IBIG
Follow the exact steps from your existing MP2 guide:
- Go to virtual.pagibigfund.gov.ph
- Select Pay Online
- Choose MP2 Savings
- Enter your MP2 Account Number, name, amount, and email
- Proceed until you reach the payment options
- Select QR Ph as your payment method
- A unique QR code will be generated for that transaction
Remember:
This QR code is single-use and amount-specific.
Step 2: Open the Maribank App
Inside Maribank:
- Tap QR Payment or Scan to Pay
- Allow camera access
- Scan the QR code from your laptop or another phone
- Review the payment details
- Confirm the transaction
If Maribank allows QR upload from gallery (some updates do), you can also upload the QR image instead of scanning from a separate device.
Step 3: Save Your Pag-IBIG Receipt
Virtual Pag-IBIG will email you the official receipt once the payment is confirmed.
Posting typically happens within the same day, but can take up to 24 hours.
Method 2: Pay MP2 via GCash (Funded by Maribank)
If you prefer the classic method, you can transfer money from Maribank to GCash for free (within your 15 weekly InstaPay freebies).
Step 1: Transfer funds from Maribank → GCash
Use InstaPay inside Maribank and enter your GCash mobile number.
Step 2: Pay MP2 inside GCash
- Go to Bills
- Select Government
- Choose Pag-IBIG
- Select MP2 Savings
- Enter your MP2 Account Number and amount
- Confirm payment
GCash will issue a receipt instantly.
Method 3: Pay MP2 via Maya (Funded by Maribank)
Some users prefer Maya because of higher wallet limits and faster posting.
Step 1: Transfer funds from Maribank → Maya
Use InstaPay and enter your Maya mobile number.
Step 2: Pay MP2 inside Maya
You have two options:
Option A: Bills → Government → Pag-IBIG MP2
or
Option B: Scan the same Virtual Pag-IBIG QR generated earlier
Both methods work smoothly.
Which Method Should You Use?
If you want the cleanest, most direct method:
Use Maribank QR Payment via Virtual Pag-IBIG.
If you want familiarity and reliability:
GCash and Maya are solid backups.
All methods remain free as long as you stay within your Maribank weekly free InstaPay limit.
Common Questions
Is the QR method safe?
Yes. Virtual Pag-IBIG uses QR Ph, which is the standardized national QR system supported by Philippine banks and e-wallets.
Does Maribank charge a fee for QR Ph payments?
None as of now.
Can I reuse the QR code?
No. Each QR code is valid only for one MP2 payment.
How fast will Pag-IBIG reflect my payment?
Usually 3-5 working days, sometimes earlier.
Blogger’s Corner
Maribank might not have Pag-IBIG in the Government biller list yet, but the workaround is straightforward and reliable. The QR method is actually a strong alternative because it sends your payment directly to Pag-IBIG without relying on third-party billers. Until the Pag-IBIG MP2 option appears inside Maribank’s Government list, this is the best way for savers to stay consistent with their monthly or lump sum contributions.