Signs You’re Falling Into a Debt Trap (And How to Stop It)

Debt isn’t always a bad thing. Used correctly, it can help you build credit, start a business, or handle emergencies.But when debt becomes uncontrollable, it slowly traps you until you feel like you’re working just to pay bills. If you’ve … Continue reading

ipit mentality

The Problem with ‘Ipit Mentality’: Why We Always Borrow Instead of Save

Filipinos are known for being resilient. Kahit gaano kahirap ang buhay, we always find a way to survive. But one of the biggest financial habits that keeps many of us from moving forward is what I call the “Ipit Mentality”—the … Continue reading