Emergency Fund vs Life Insurance

Emergency Fund vs. Life Insurance: Which Should Come First?

When it comes to personal finance, two essentials often come up: building an emergency fund and getting life insurance. But ask 10 people which one to prioritize first, and you’d get 10 different answers. In this article, we’ll clarify the … Continue reading

Stacks of Philippine Peso bills representing emergency fund savings

Emergency Fund Philippines: What It Is and How to Build One Fast

What Is an Emergency Fund? An emergency fund is a dedicated amount of money set aside to cover unexpected expenses like medical emergencies, job loss, urgent home repairs, or even family emergencies. It’s not for buying a new phone or … Continue reading

InstaPay

How to Handle Failed InstaPay Transactions During Maintenance

Was your account debited but the recipient failed to receive the money when you used InstaPay transfer during an InstaPay maintenance or downtime? I’m sure you’re worried about the mishap but here’s what you need to do: Don’t get mad … Continue reading

Saving

Why Filipinos Struggle with Saving and How to Overcome

As discussed in a previous post, savings are crucial because they allow you to build a financial cushion for emergencies, such as job loss or unexpected expenses. In addition, saving can help you achieve your long-term financial goals, such as … Continue reading