If a war in the Middle East feels distant, it shouldn’t. You are already paying for it. Not directly, but through higher fuel prices, rising food costs, and increasing uncertainty in the global economy. And this may only be the … Continue reading
Tag Archives: financial planning
10 Money Mistakes Most Filipinos Make (And How to Avoid Them)
Managing money can be challenging, especially with so much conflicting advice floating around. Many Filipinos make simple but costly mistakes that can slow down wealth-building or even put them in financial trouble. In this article, we’ll go through 10 of … Continue reading
Why Filipinos Should Stop Relying on VUL Insurance as an “Investment”
Variable Universal Life (VUL) insurance has been aggressively marketed in the Philippines as the perfect two-in-one financial product: life insurance plus investment. On paper, it sounds like a good deal. In reality, many Filipinos end up disappointed once they realize … Continue reading
The VUL Scam: How Thousands of Filipinos Were Misled Into Losing Money
If you’ve ever been approached by an insurance agent who said, “Sir, ma’am, this is an investment with life insurance in one!” — run. Because chances are, they were trying to sell you a VUL (Variable Universal Life insurance) policy. … Continue reading