When you hear “Philippine Stock Exchange Index” or PSEI, it sounds like the heart of local investing — the benchmark that supposedly represents the country’s biggest and best companies. But here’s the truth that many don’t talk about: most Filipino … Continue reading
The Philippines is stepping up its game in the energy sector. With power demand projected to rise by around 6.6% annually, the government is now prioritizing investments in natural gas and renewable energy — a major shift from the country’s … Continue reading
What is Pag-IBIG MP2? Pag-IBIG MP2 or Modified Pag-IBIG II is a voluntary savings program for members who want to grow their money with higher dividends than the regular Pag-IBIG fund. It’s backed by the government, making it one of … Continue reading
Let’s admit it, Dollar-Cost Averaging (DCA) or Peso-Cost Averaging (PCA) is boring. However, it’s the most straightforward and practical approach when investing. With this strategy, you don’t have to worry about the ups and downs of the market nor do … Continue reading
With the right knowledge of your financial objectives, risk tolerance, and overall financial condition, investing can be a terrific strategy to gradually increase your wealth. Here’s what you need to know to get started: Create a Budget The amount you … Continue reading
Investing is an essential tool for achieving your financial goals, whether it’s buying a house, saving for retirement, or starting a business. But for many people, the world of investing can seem overwhelming and confusing. With so many different options … Continue reading
As discussed in a previous post, savings are crucial because they allow you to build a financial cushion for emergencies, such as job loss or unexpected expenses. In addition, saving can help you achieve your long-term financial goals, such as … Continue reading
Should you start paying off debt first or building wealth (investing) instead? Many would say that you need to pay off debts first before actually building wealth. As for me, I’d say that there is no straightforward answer. It all … Continue reading
I’m sure some of you are already itching for me to start discussing investment-related topics on this personal finance blog. I am too. In fact, I am more than excited to share with you my journey in the stock market. … Continue reading
Yow! Kuya Well here and welcome to my personal finance blog. Why you are here I’m guessing: Purpose of this Blog Make personal finance easier to understand and relatable Three years ago, I’m in the same boat as some of … Continue reading