Why Filipinos Should Stop Relying on VUL Insurance as an “Investment”

Variable Universal Life (VUL) insurance has been aggressively marketed in the Philippines as the perfect two-in-one financial product: life insurance plus investment. On paper, it sounds like a good deal. In reality, many Filipinos end up disappointed once they realize … Continue reading →

How to Claim Pag-IBIG MP2 Upon Maturity: A Simple Guide

So your MP2 savings has finally matured after five years—congrats!Hindi biro ang mag-ipon consistently, and now it’s time to claim your earnings. If you’re wondering “Paano ko makukuha ang MP2 ko?” — don’t worry, I’ll walk you through the process. … Continue reading →

How to File a Calamity Loan on Pag-IBIG (2026 Updated Guide)

Typhoons, floods, earthquakes, kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag-IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this guide, I’ll show you how to file a … Continue reading →