Accessing government services has never been easier, thanks to the eGovPH app. From checking your SSS contributions to handling Pag-IBIG transactions, this app brings multiple government services right to your smartphone. If you’re new to the app, don’t worry! Here’s … Continue reading
Monthly Archives: December 2025
eGovPH App: Your Guide to Accessing Philippine Government Services Online
In today’s digital world, government transactions don’t have to be stressful or time-consuming. Enter the eGovPH app—a government initiative aimed at making public services more accessible right from your smartphone. Whether you’re applying for IDs, checking your tax status, or … Continue reading
GoCrypto by GoTyme: A Beginner’s Guide to Buying and Selling Crypto in the Philippines
Cryptocurrency has been making waves in the Philippines, and several platforms have emerged to make buying and selling crypto easier. One of the newer players in the market is GoCrypto, a service offered by GoTyme Bank. Whether you’re a first-time … Continue reading
NTC Blocks Multiple Crypto Exchanges in the Philippines: What Investors Need to Know
The Philippine crypto space was shaken recently after reports confirmed that the National Telecommunications Commission (NTC) ordered local internet service providers to block access to multiple cryptocurrency exchanges. Some of the platforms affected are globally recognized exchanges used by millions … Continue reading
How to Pay Pag-IBIG MP2 Using Maribank: Complete Step-by-Step Guide
Maribank is becoming one of the go-to digital banks for Filipinos because transfers are smooth, interest rates are competitive, and the app gives up to 15 free InstaPay transactions per week. But here’s one limitation: even though Maribank has a … Continue reading
VOO ETF: Why Investors Choose the S&P 500
If you’re exploring ETFs or looking for diversified exposure to the U.S. stock market, you’ve probably come across VOO—the Vanguard S&P 500 ETF. But what exactly is it, and why do investors favor it? Let’s break it down. What is … Continue reading
Why VUL Is Still Being Sold Despite Underperforming Almost Everything
The 2025 Reality Check If you have talked to a financial advisor in the Philippines, chances are you were pitched a VUL. Not MP2. Not index funds. Not even a basic term insurance plan. A VUL. And yet, the data … Continue reading
Can the Government Touch Pag-IBIG Funds? Why a PhilHealth-Style Scandal Is Unlikely
With corruption scandals dominating the news, from PhilHealth fund misuse to questionable flood control spending, many Filipinos are asking a reasonable question: Can Pag-IBIG suffer the same fate? More specifically, if the government is desperate for money, can the President … Continue reading
How to Cash In to GCash for Free Using the BPI Vybe App
If you are a BPI user, you probably noticed that cashing in to GCash is no longer as straightforward (or as free) as it used to be. Between Instapay fees and GCash cash-in charges, maliit man per transaction, they add … Continue reading
SCHD Is Being Left Behind — And Dividend Investors Are Paying the Price
SCHD (Schwab U.S. Dividend Equity ETF) used to be untouchable in dividend circles. Low expense ratio.Quarterly income.“Sleep well at night” investing. But let’s stop pretending nothing has changed. SCHD is no longer just underperforming. It’s falling behind — badly.And the … Continue reading