If you’re contributing to Pag-IBIG MP2, you might already know that paying via the Virtual Pag-IBIG website comes with a 1.75% credit card convenience fee. That can add up quickly if you’re making a large deposit. Good news: Bayad.com (Bayad … Continue reading
Author Archives: Kuya Well
Pag-IBIG MP2 Ladderized Strategy: A Smarter Way to Invest in MP2
If you want to invest in Pag-IBIG MP2 but don’t like the idea of locking all your money for five years at once, the ladderized MP2 strategy might be exactly what you’re looking for. This strategy is popular among conservative … Continue reading
Pag-IBIG Loyalty Card Plus Benefits (2026 Updated Guide)
The Pag-IBIG Loyalty Card Plus remains one of the most useful yet underrated benefits for Pag-IBIG Fund members in 2026. What started as a simple discount card has evolved into a multi-purpose Pag-IBIG ID, cash card, and savings tool—all for … Continue reading
What Is PERA? A Beginner’s Guide to the Philippines’ Personal Equity and Retirement Account
If you’re serious about retirement but feel like SSS, GSIS, or even Pag-IBIG MP2 won’t be enough, then it’s time you learn about PERA — the Personal Equity and Retirement Account. PERA is often called the Philippines’ version of the … Continue reading
Maya Black Credit Card: Features, Benefits, and Is It Worth It?
The idea of a “black card” has always been associated with exclusivity, high income requirements, and elite perks. Maya is changing that narrative with the Maya Black Credit Card—a digital-first, premium-looking credit card that promises rewards, travel perks, and app-based … Continue reading
How to Check Your Pag‑IBIG Contributions Online (2026 Update)
Managing your Pag‑IBIG contributions has never been easier. With Virtual Pag‑IBIG and the eGovPH app, you can now check your Pag‑IBIG savings anytime, anywhere — no more long lines or waiting for your employer to print records. In this guide, … Continue reading
Pag-IBIG Record Consolidation & Merging: Complete 2026 Guide
If you have multiple Pag-IBIG Member ID (MID) numbers or missing contribution records due to job changes, old employers, or registration issues, you may need to request a Pag-IBIG record consolidation or merging. Pag-IBIG consolidation ensures that all your contributions, … Continue reading
Complete List of Digital Banks in the Philippines (2026 Update)
Introduction Digital banking in the Philippines has grown tremendously over the past few years. From high-interest savings accounts to cashless payments, digital banks offer convenience that traditional banks just can’t match. If you’re looking for the best digital bank for … Continue reading
Salmon Bank Philippines: Interest Rates, Time Deposits, and Is It Worth It?
If you’ve been seeing Salmon Bank pop up in ads or finance discussions lately, you’re not alone. The bank has been aggressively marketing its high-interest time deposits, which are noticeably higher than what traditional banks offer. But what exactly is … Continue reading
How to Pay Pag-IBIG MP2 Using GCash (2026 Updated + Troubleshooting Tips)
Paying your Pag-IBIG MP2 contributions on time is super important if you want to maximize your savings and earn those dividends. Good news: you don’t have to line up at a branch anymore! With digital wallets like GCash, you can … Continue reading