Managing money can be challenging, especially with so much conflicting advice floating around. Many Filipinos make simple but costly mistakes that can slow down wealth-building or even put them in financial trouble. In this article, we’ll go through 10 of … Continue reading
The ongoing war involving Iran has quickly become one of the most significant geopolitical developments in 2026. While the fighting is happening thousands of kilometers away, the economic effects could reach almost every country, including the Philippines. From oil prices … Continue reading
Your credit score is one of the most important numbers you’ll ever have — yet most Filipinos don’t even know it exists. Whether you’re planning to get a loan, apply for a credit card, or even rent a property, your … Continue reading
IntroductionHaving an emergency fund isn’t optional—it’s a financial lifesaver. Whether it’s medical bills, sudden job loss, or urgent home repairs, your emergency fund gives you peace of mind. But in 2026, where should you park your cash to keep it … Continue reading
TikTok has become one of the most popular places where Filipinos get financial advice. A 30-second video tells you how to grow ₱10,000 into ₱1 million, escape the rat race, or earn passive income while you sleep. The problem is … Continue reading
Bitcoin is crashing again — and if you’ve been in crypto long enough, this shouldn’t come as a surprise. In early 2026, Bitcoin experienced a sharp and sudden sell-off that wiped out hundreds of billions of dollars in market value. … Continue reading
Walk into almost any Filipino household and ask this simple question: “Do you have investments?” You’ll often hear no. But ask this instead: “Do you have insurance?” Suddenly, there’s a long list. VULs, endowment plans, riders, add-ons, and sometimes multiple … Continue reading
If you’re serious about retirement but feel like SSS, GSIS, or even Pag-IBIG MP2 won’t be enough, then it’s time you learn about PERA — the Personal Equity and Retirement Account. PERA is often called the Philippines’ version of the … Continue reading
The 2025 Reality Check If you have talked to a financial advisor in the Philippines, chances are you were pitched a VUL. Not MP2. Not index funds. Not even a basic term insurance plan. A VUL. And yet, the data … Continue reading
If you are a BPI user, you probably noticed that cashing in to GCash is no longer as straightforward (or as free) as it used to be. Between Instapay fees and GCash cash-in charges, maliit man per transaction, they add … Continue reading