BBM Declares One-Year State of Calamity: What It Means for Your Finances

President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading

SSS Now Accepting Calamity Loan Applications for Affected Areas in 2025

Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading

SSS Calamity Loan 2025: Why the Service is Currently Unavailable in the Portal

If you’ve recently logged in to your SSS online account and tried to apply for a Calamity Loan, you might have seen this frustrating message: “This service is unavailable.” Don’t worry, you’re not alone. Many members are currently experiencing this … Continue reading

How to File a Calamity Loan on SSS (2025 Step-by-Step Guide)

If you were affected by a recent typhoon, earthquake, or other natural disaster, SSS offers a Calamity Assistance Program para matulungan kang makabangon financially. In this guide, I’ll walk you through how to file a calamity loan on SSS, who … Continue reading