When investing in Pag-IBIG MP2, one of the key decisions you need to make is how to receive your dividends. MP2 offers two options: annual dividend payout or compounding until the 5-year maturity. Which is better for your goals? Let’s … Continue reading
Should You Borrow Money to Invest in Pag-IBIG MP2? A Real-World Comparison
A lot of Filipinos wonder if they should take out a bank loan at a low monthly rate—like 0.39%—and immediately invest the full amount as a lump sum in Pag-IBIG MP2. On paper, it looks tempting: borrow a big amount, … Continue reading
Filipinos and Crypto Access: What Happens If Exchanges Refuse Registration?
The Philippine Securities and Exchange Commission (SEC) recently flagged several global crypto exchanges — including Bybit, OKX, Kraken, and Bitget — for operating without proper registration under the country’s new Crypto-Asset Service Provider (CASP) rules. This has sparked concerns among … Continue reading
Pag‑IBIG Forms You Need (2025 Guide): Commonly Used Documents and Where to Download Them
Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading
Early Withdrawal from Pag-IBIG MP2: When and How to Do It
Pwede bang i-withdraw agad ang MP2 savings bago ito mag-mature? Yes—pero may mga certain conditions at limitations. The MP2 Savings Program is designed for 5-year maturity, but Pag-IBIG allows early withdrawal in specific situations. So kung kailangan mo ng funds … Continue reading
Google Pay Is Now Live in the Philippines: What It Means for Filipino Consumers
Google Pay, through Google Wallet, is officially live in the Philippines as of November 18, 2025. After years of waiting, Filipinos can finally enjoy tap-to-pay convenience using their Android phones. If you’ve been wanting to ditch your physical cards and … Continue reading
Why Bitcoin is Falling Now: Macro Trends, Institutional Moves, and Market Fear Explained
Bitcoin (BTC) has been on a rollercoaster lately. If you’ve been watching the charts, you’ve probably noticed it sliding below critical levels. Many investors are asking: why is Bitcoin tanking now? In this article, we break down the main reasons … Continue reading
Pag-IBIG Fund Dividend Rates: Complete History + Trends Explained
If you’re planning to invest in Pag-IBIG—whether through Regular Savings, MP2, or Modified Regular Savings (MRS)—one of the first things you should look at is the dividend history. Pag-IBIG is unique because it consistently publishes its annual dividend rates, allowing … Continue reading
The Villar Land Valuation Controversy: What Happened and Why Investors Are Worried
The Villar group is once again in the spotlight — and this time, it’s because of a trillion-peso valuation that shocked the market, triggered an audit standoff, and raised questions about transparency in the Philippine property sector. If you’ve been … Continue reading
PSEi Hits New Lows in 2025: What’s Happening and What Investors Should Know
The Philippine Stock Exchange Index (PSEi) has been on a roller-coaster lately — and not the fun kind. In the past weeks, the market slipped to a fresh five-year low, with investors reacting to a mix of weak economic indicators, … Continue reading