Flood Control Corruption: How Billions in Taxpayer Money Could’ve Helped Ordinary Filipinos Instead

When the government announced massive spending on flood control projects, many Filipinos hoped this would finally ease the constant problem of flooding in Metro Manila and nearby provinces. But instead of solutions, what we got was an investigation into alleged … Continue reading

Emergency Fund vs Life Insurance

Emergency Fund vs. Life Insurance: Which Should Come First?

When it comes to personal finance, two essentials often come up: building an emergency fund and getting life insurance. But ask 10 people which one to prioritize first, and you’d get 10 different answers. In this article, we’ll clarify the … Continue reading

UITF

What is UITF in the Philippines? A Beginner’s Guide

If you’re looking for a way to grow your money but don’t want the hassle of picking individual stocks or bonds, then a UITF might be something worth considering. Many Filipinos have heard of UITF, especially when visiting banks, but … Continue reading

Pag-IBIG or Bank Housing Loan

Pag-IBIG Housing Loan vs. Bank Housing Loan: Where Should You Borrow?

When it comes to buying your dream house, most Filipinos face the same question: Should I get a housing loan from Pag-IBIG or from a bank? Both options have their advantages and disadvantages, and the right choice really depends on … Continue reading

SSS Salary loan vs Pag-IBIG MPL

SSS Salary Loan vs Pag-IBIG MPL: Which Should You Get?

If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading

MP2 vs Time Deposit

Pag-IBIG MP2 vs. Bank Time Deposit: Where Should You Park Your Money?

If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading

BIR forms

BIR Forms Download Guide: Complete List of Forms You Can Download Online

If you’ve ever needed to file your taxes, apply for business registration, or simply request your annual ITR, you know how important BIR forms are. The Bureau of Internal Revenue (BIR) requires different forms depending on whether you’re an employee, … Continue reading

RTB 2025: Complete Guide to Retail Treasury Bonds in the Philippines

If you’re looking for a safe and reliable way to grow your money in 2025, one option worth considering is Retail Treasury Bonds (RTBs). These government-backed investments are popular among Filipinos who want better returns than a regular savings account, … Continue reading

Pag-IBIG Loyalty Plus Card

Pag-IBIG Loyalty Card Plus: Is It Worth It?

When it comes to government IDs, most of us think of the usual ones like SSS, PhilHealth, or UMID. But Pag-IBIG also has its own version: the Pag-IBIG Loyalty Card Plus. If you’ve already read my guide on how to … Continue reading

SSS

How to Check Your SSS Contributions Online (Step-by-Step Guide)

Gone are the days when you had to personally visit an SSS branch and line up just to check your contributions. Today, thanks to the My.SSS online portal, members can easily monitor their SSS payments anytime and anywhere. If you … Continue reading