Good news sa mga kapwa nating nagigipit sa budget: yes, you can apply for a new Multi-Purpose Loan (MPL) even if you still have an existing MPL, calamity loan, or even a housing loan. Hindi mo kailangang bayaran muna ang … Continue reading
The VUL Scam: How Thousands of Filipinos Were Misled Into Losing Money
If you’ve ever been approached by an insurance agent who said, “Sir, ma’am, this is an investment with life insurance in one!” — run. Because chances are, they were trying to sell you a VUL (Variable Universal Life insurance) policy. … Continue reading
Can You Apply for a New SSS Salary Loan Even With an Existing One?
Yes, SSS allows you to renew your Salary Loan even if your current loan isn’t fully paid yet. However, there’s one key requirement: You must have already paid at least 50% of the original principal amount of your existing loan. … Continue reading
SSS Now Accepting Calamity Loan Applications for Affected Areas in 2025
Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading
How to Invest in RTB31 Using GCash (2025 Guide)
What is RTB31? RTB31 is the 31st tranche of the Retail Treasury Bonds (RTBs) issued by the Philippine government through the Bureau of the Treasury (BTr). These are low-risk investments backed by the government, perfect for conservative investors looking for … Continue reading
Retail Treasury Bond Calculator (Philippines): Compute Your RTB Earnings Easily
Retail Treasury Bonds (RTBs) are one of the easiest and safest investments you can make in the Philippines. But if you’re wondering “Magkano ba ang kikitain ko sa RTB?”—this calculator tool can help. Whether you’re investing in RTB 31 or … Continue reading
Pag-IBIG MP2 Calculator: Estimate Your Dividends with Monthly, Annual, or Lump Sum Contributions
Looking to invest in Pag-IBIG MP2 but not sure how much you’ll earn? Whether you’re contributing monthly, yearly, or in one big lump sum, this calculator will give you a clear picture of your estimated returns based on your preferred … Continue reading
SSS Forms Download Guide (Updated 2025)
Looking for an updated list of SSS forms in 2025? Whether you’re applying for a loan, updating your member details, or filing for benefits, this quick guide breaks down the most commonly used forms you can download from the official … Continue reading
Bitcoin Price Prediction 2025: Where’s BTC Headed by Year-End?
As of now (August 4, 2025), Bitcoin is trading around $113,000, with a recent high near $122,000. Institutional demand, regulatory clarity, and ETF inflows have boosted confidence—but the crypto market remains volatile Let’s take a look at what might happen … Continue reading
SSS Calamity Loan 2025: Why the Service is Currently Unavailable in the Portal
If you’ve recently logged in to your SSS online account and tried to apply for a Calamity Loan, you might have seen this frustrating message: “This service is unavailable.” Don’t worry, you’re not alone. Many members are currently experiencing this … Continue reading