How to Update Beneficiaries in Pag-IBIG

If you’re a Pag‑IBIG member, it’s important to know who gets your savings and benefits in case something happens to you. Updating your beneficiaries ensures that your loved ones can claim your Pag‑IBIG savings, MP2 funds, or death benefits without … Continue reading

Pag-IBIG MP2

Should Retirees Invest in Pag-IBIG MP2? A Practical Look

Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading

Pag-IBIG Loyalty Plus Card

Pag-IBIG Loyalty Card Plus: Is It Worth It?

When it comes to government IDs, most of us think of the usual ones like SSS, PhilHealth, or UMID. But Pag-IBIG also has its own version: the Pag-IBIG Loyalty Card Plus. If you’ve already read my guide on how to … Continue reading

Pag-IBIG Fund

Pag-IBIG Regular Savings 2025: Updated Contribution Rates and Guide

If you’re a Pag-IBIG member, your monthly contribution isn’t just a deduction from your salary—it’s an investment in your future. Starting 2024, Pag-IBIG increased the mandatory contribution rates, which means your savings will grow faster. In this guide, we’ll go … Continue reading

How to Apply for a Pag-IBIG Housing Loan Moratorium After Typhoon Crising

Pag-IBIG Fund has just announced a one-month moratorium on housing loan payments for members whose residences or sources of income were affected by Typhoon Crising. This is part of Pag-IBIG’s disaster response, following the official declaration of a state of … Continue reading