There’s a common claim floating around Filipino investing circles: MP2 is “safe but boring,” while stocks are where the real long-term money is made. Usually this claim is backed by picking a specific stretch of years — often one that … Continue reading
When paying MP2 contributions, I always recommend doing it via the Virtual Pag-IBIG website. But let’s be honest — paying via debit/credit card there costs a 1.75% convenience fee, which adds up fast if you’re putting in a large amount. … Continue reading
In the past, paying your Pag-IBIG MP2 contributions using a debit card or via bank cost you 1.75% in fees. Nowadays, more banks make it easier to pay your MP2 contributions with a much lower convenience fee — and GoTyme … Continue reading
Everyone says it. “Start investing early.” “Time in the market beats timing the market.” “Just invest and let compounding do its magic.” Sounds great, right? But here’s the problem. If you’re broke, this advice is almost useless. And for many … Continue reading
Paying your Modified Pag-IBIG 2 (MP2) Savings Program contributions online is now easier than ever. Members of the Home Development Mutual Fund (Philippines) can choose from several digital payment channels depending on convenience and preference. Whether you prefer e-wallets, bank … Continue reading
Pag-IBIG Fund has officially announced the dividend rates for 2025 — and once again, members are getting strong, tax-free returns. If you’re contributing to Pag-IBIG Regular Savings or investing in MP2, here are the confirmed numbers you need to know. … Continue reading
Opening a Pag-IBIG MP2 account is still one of the easiest ways for Filipinos to start investing in a government-backed savings program. Enrollment is fully online through the official Pag-IBIG Fund MP2 portal, and you can complete it in one … Continue reading
If you’ve tried logging in to your Virtual Pag-IBIG account recently and got locked out, you’re not alone. This happens to many members due to multiple failed login attempts, inactivity, or security measures. The good news is that recovering your … Continue reading
Paying your Pag-IBIG MP2 contributions on time is super important if you want to maximize your savings and earn those dividends. Good news: you don’t have to line up at a branch anymore! With digital wallets like GCash, you can … Continue reading
When choosing where to place excess cash, many Filipinos end up deciding between Maya Savings and Pag-IBIG MP2. At first glance, Maya looks more attractive because of its high advertised interest rate. MP2, on the other hand, does not promise … Continue reading