Did you know you can pay Pag-IBIG directly from your existing bank app or e-wallet, even without an AUB account? This guide is for those who want to pay their Pag-IBIG MP2, Housing Loan, MPL, or Regular Savings via InstaPay … Continue reading
If you’re a Pag-IBIG member, your monthly contribution isn’t just a deduction from your salary—it’s an investment in your future. Starting 2024, Pag-IBIG increased the mandatory contribution rates, which means your savings will grow faster. In this guide, we’ll go … Continue reading
Pag-IBIG MP2 has become one of the most popular government savings programs in the Philippines—and for good reason. With higher dividend rates compared to regular savings, it’s no wonder more Filipinos are asking: What’s the best way to invest in … Continue reading
If you’re looking for a safe investment backed by the Philippine government, Retail Treasury Bonds (RTBs) are a great option. And the good news? You can easily invest in RTBs using BPI, whether online, through the mobile app, or by … Continue reading
If you’re looking for a safe and reliable investment in the Philippines, Retail Treasury Bonds (RTB) and Pag-IBIG MP2 are two of the most popular choices. Both are government-backed, low-risk, and accessible to Filipinos worldwide — but which one fits … Continue reading
Good news sa mga kapwa nating nagigipit sa budget: yes, you can apply for a new Multi-Purpose Loan (MPL) even if you still have an existing MPL, calamity loan, or even a housing loan. Hindi mo kailangang bayaran muna ang … Continue reading
If you’ve ever been approached by an insurance agent who said, “Sir, ma’am, this is an investment with life insurance in one!” — run. Because chances are, they were trying to sell you a VUL (Variable Universal Life insurance) policy. … Continue reading
Yes, SSS allows you to renew your Salary Loan even if your current loan isn’t fully paid yet. However, there’s one key requirement: You must have already paid at least 50% of the original principal amount of your existing loan. … Continue reading
Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading
What is RTB31? RTB31 is the 31st tranche of the Retail Treasury Bonds (RTBs) issued by the Philippine government through the Bureau of the Treasury (BTr). These are low-risk investments backed by the government, perfect for conservative investors looking for … Continue reading