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20% Tax on Interest Income Philippines (2025): What Savers Need to Know

Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading

Pag-IBIG Fund

How to Apply for a Pag-IBIG Multi-Purpose Loan (MPL) – A Simple Guide for Every Juan

Kung gipit sa budget, may biglaang gastos, o gusto mong magdagdag puhunan para sa small biz mo—Pag-IBIG’s Multi-Purpose Loan (MPL) can help you breathe a little easier. And guess what? Starting May 16, 2025, Pag-IBIG made the MPL even more … Continue reading