Typhoon season is here again, and if your area has been officially declared under a state of calamity, you might be wondering:Pwede ba akong mag-file ulit ng Pag-IBIG Calamity Loan kahit meron pa akong existing loan? Let’s clear that up … Continue reading
Category Archives: Pag-IBIG
How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)
Saving through the Pag-IBIG MP2 program is one of the easiest and safest ways to grow your money. But did you know that you can pay your MP2 savings directly through Maya — no need for over-the-counter payments or logging … Continue reading
How to File a Calamity Loan on Pag‑IBIG (2025 Updated Guide)
Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading
20% Tax on Interest Income Philippines (2025): What Savers Need to Know
Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading
How to Apply for a Pag-IBIG Multi-Purpose Loan (MPL) – A Simple Guide for Every Juan
Kung gipit sa budget, may biglaang gastos, o gusto mong magdagdag puhunan para sa small biz mo—Pag-IBIG’s Multi-Purpose Loan (MPL) can help you breathe a little easier. And guess what? Starting May 16, 2025, Pag-IBIG made the MPL even more … Continue reading
Pag-IBIG Now Allows Members to Loan Up to 90% of Their Savings
If you’re planning to take out a loan from Pag-IBIG soon, here’s some good news: Pag-IBIG has raised the loanable amount for its Multi-Purpose Loan (MPL) program from 80% to 90% of your total savings. That means you can now … Continue reading
2024 MP2 Dividends have been credited
Just a few days after the announcement of the 2024 dividend rates for both MP2 and Regular savings, Pag-IBIG has announced that the dividends have been credited. And I can confirm that it is indeed true. How to check if … Continue reading
2024 Pag-IBIG Dividend Rates for MP2 and Regular Savings
Pag-IBIG recently announced the 2024 dividend rates for both MP2 and Regular Savings. What are the dividend rates for Regular Savings and MP2? The dividend rates for 2024 are 6.6% for Regular Savings and 7.1% for MP2. How does it … Continue reading
Pag-IBIG MP2 2023 dividends not yet credited?
It’s been almost 4 months since Pag-IBIG has announced the dividend rates for 2023. Have you received yours? Crediting of dividends is still ongoing I have 2 MP2 accounts and one of them has already reflected the dividends since March … Continue reading
How to pay Pag-IBIG MP2 contribution using GoTyme
In the past, paying your Pag-IBIG MP2 contributions using a debit card or via bank will cost you 1.75% in fees. Nowadays, more banks are making it easier for you to pay your Pag-IBIG MP2 contributions with a low convenience … Continue reading